1655 Sandbanks Dr Unit 196 , San Diego, CA 92154
$649,000
Est. Payment: $3,277.26/mo
3 Bed
2.5 Bath
1785 Sqft
Status: active | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this beautifully upgraded, one-owner 2022 tri-level townhome in one of Otay Mesa's newer communities. Approximately 1,785 sq. ft. with 3 bedrooms, 2.5 bathrooms, and a bonus den, attached MyQ Smart 2-Car Garage, it's built for smart, energy-efficient living, with 8-panel solar and an attached two-car garage with an EV charging plug. The bright, open-concept second floor is designed for entertaining, seamlessly connecting the living room, dining area, and gourmet kitchen. Enjoy quartz countertops, an oversized island with seating for 46, stainless steel appliances, a walk-in pantry, guest powder room, and a private balcony with neighborhood, city and mountain views. The third floor features a spacious primary suite with a walk-in closet, upgraded mirrored closet doors, and a private ensuite with a separate water closet. Two additional bedrooms, a full hallway bathroom, and conveniently located upstairs laundry complete the upper level. On the entry level, the oversized den with direct access to the garage offers endless possibilities as a home office, gym, media room, playroom, or potential fourth bedroom. Additional highlights include smart light switches, a smart thermostat, upgraded designer lighting, a tankless water heater, abundant storage, and energy-efficient construction throughout. Ideally located near Otay Mesa Shopping Center, AMC theaters, Kaiser Permanente, and North Island Credit Union Amphitheatre, with easy access to Downtown San Diego, Coronado, local beaches, and both Naval Base San Diego and Naval Base Coronado, this home offers the perfect bal

Highlights

Listed by Frances Inda , 858-753-3405 and Hazel Rosete , 619-818-4540 Coldwell Banker West , 619-271-9500. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

HOA Fee

256 Monthly

Year Built

2022

County

San Diego

School District

San Ysidro School District

Listing ID

PTP2605083

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Gas Oven, Gas Range
Air Cond:Central Forced Air,High Efficiency
Fireplaces:N/K
Floor:Carpet,Laminate
Other:Living Room Balcony,Pantry

Exterior Features

Garage Capacity:2
Zoning:R-1:S Sing
Sewer:Public Sewer
Principal Interest
$3,277
Taxes
$414
HOA
$256

Home Price

$649,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,277.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,277.26 $413.74 $256.00 $3,947.00
Yearly $39,327.11 $4,964.85 $3,072.00 $47,363.96
Total $1,179,813.44 $148,945.50 $92,160.00 $1,420,918.94

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T18:33:54.000Z

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