**SPECIAL FINANCING OPPORTUNITY! A 3-2-1 interest rate buydown offers rates of 3.99% in Year 1, 4.99% in Year 2, and 5.99% in Year 3, followed by a 6.99% fixed rate for the remaining loan term!** Enjoy reduced initial monthly payments while embracing life on the water! Perfectly positioned along Channel Islands Harbor, 2350 Monaco Drive offers private dock ownership, modern coastal design, and an exceptional waterfront lifestyle with breathtaking sunrise and sunset views.Striking contemporary architecture, drought-tolerant landscaping, mature palms, lava rock accents, custom fencing, and modern entry doors create exceptional curb appeal. Inside, soaring ceilings and exposed wood beams make a dramatic first impression. Expansive windows with automated smart blinds fill the living spaces with natural light, while a sleek modern fireplace anchors the open-concept living room. The designer kitchen features quartz countertops, extensive cabinetry, premium Bertazzoni appliances, and generous storage, flowing effortlessly into the dining and entertaining areas.Just beyond the kitchen, a private enclosed spa courtyard with a brand-new 2026 Jacuzzi hot tub offers a tranquil year-round escape. The waterfront backyard is designed for entertaining, featuring mature palms, privacy screening, multiple gathering areas, and a private dock with a 45-foot boat easement. Step aboard and enjoy effortless access to Channel Islands Harbor!Upstairs, the primary suite overlooks the backyard and harbor, offering dual closets and a private balcony capturing stunning sunrise and sunset views. The spa-inspired primary bath features a luxurious Japanese-style soaking tub and oversized walk-in shower, creating the perfect retreat.A secondary suite has been transformed into an impressive theater room complete with blackout shades, sound-dampening walls, and a private en-suite bathroom. This versatile space can easily function as a guest bedroom, home office, or media room.Additional highlights include upstairs laundry, an oversized two-car garage, tankless water heater, and Apple HomeKit smart home integration controlling blinds, lighting, security, and climate from your phone or voice.