3960 W Hemlock St , Oxnard, CA 93035
$2,249,000
Est. Payment: $11,356.79/mo
4 Bed
3 Bath
2700 Sqft
Status: active with contingency | Days on site: 37
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Where coastal luxury meets waterfront living. Perfectly positioned on one of Mandalay Bay's coveted south-facing channels, this beautifully remodeled waterfront home offers 2,700 square feet of living space, a private 40-foot dock easement, and an incredible opportunity to experience life on the Channel Islands Harbor.A welcoming front walkway, manicured landscaping, and fresh exterior paint create inviting curb appeal. Inside, luxury vinyl plank flooring spans the main level, where oversized windows fill the living room with natural light. A dramatic floor-to-ceiling brick fireplace and exposed wood beam ceiling create a warm focal point, while the open-concept layout seamlessly connects the living, dining, and kitchen areas. The remodeled kitchen is designed for both entertaining and everyday living, featuring an impressive quartz waterfall island, premium ZLINE stainless steel appliances, farmhouse apron sink, pot filler, custom range hood, and abundant cabinetry. Rarely found in Mandalay Bay, the first-floor bedroom sits adjacent to a remodeled full bathroom with a rain shower, ideal for multigenerational living, overnight guests, or single-level living. The attached two-car garage includes built-in storage cabinets and laundry. Upstairs, a skylight fills the hallway with natural light while soaring vaulted ceilings enhance the spacious feel. Two oversized guest bedrooms feature large closets and share access to a front-facing balcony.The remodeled guest bathroom includes a floating vanity, deep soaking tub, and designer finishes. Privately situated at the rear of the home, the primary suite enjoys harbor views from its private balcony. Exposed wood beam ceilings and expansive windows fill the room with natural light. The spa-inspired ensuite bathroom features a freestanding soaking tub, oversized walk-in rain shower, dual floating vanity, and contemporary finishes. Step outside to an expansive Trex deck and gangway leading directly to your private 40-foot dock easement, providing direct access to boating, kayaking, and the Channel Islands Harbor lifestyle.Additional improvements include fresh interior and exterior paint, recently added central air conditioning, new 125-amp electrical panel and wiring, recessed lighting throughout, and pre-plumbing for a water softener. Ideally located near beaches, waterfront dining, shopping, and yacht clubs, this move-in-ready waterfront home offers the perfect blend of comfort, quality, and coastal living.

Highlights

Listed by Billy Davidson , (805) 208-2871 and Ann Howarth , (805) 216-4580 RE/MAX Gold Coast-Beach Office , (805) 216-4580. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

4.1666666666667 Monthly

Year Built

1978

County

Ventura

Area

VC32 - Oxnard - Port Hueneme Beaches

Neighborhood

Mandalay Bay 01 - 202601

Listing ID

V1-37346

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Gas Oven, Gas Range, Microwave, Refrigerator, Water To Refrigerator, Water Heater
Air Cond:Central Air
Fireplaces:Gas,Living Room
Floor:Carpet,Laminate,Vinyl
Other:Beamed Ceilings,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Living Room Deck Attached,Open Floorplan,Recessed Lighting,Bedroom on Main Level,Multiple Primary Suites,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Sprinklers None,No Land Lease
Garage Capacity:2
Others:Balcony,Boat Slip,Dock,Rain Gutters,Updated/Remodeled,Turnkey
Sewer:Public Sewer
Parking Features:Door-Single,Driveway,Garage,On Street
Principal Interest
$11,357
Taxes
$1,434
HOA
$4

Home Price

$2,249,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$449,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,356.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $11,356.79 $1,433.74 $4.17 $12,794.69
Yearly $136,281.48 $17,204.85 $50.00 $153,536.33
Total $4,088,444.42 $516,145.50 $1,500.00 $4,606,089.92

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Oxnard, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS