232 Congress Ave , Pacific Grove, CA 93950
$992,500
Est. Payment: $5,011.83/mo
2 Bed
1 Bath
787 Sqft
Status: pending | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Enjoy this delightful 2 bedroom/1 bath cottage, approx. 787 sq ft, located in one of the most spectacular spots in the world - Pacific Grove! Perfect for a full-time residence or a comfortable coastal getaway - offering cozy living spaces filled with natural light. Close to Downtown PG for dining and shopping and a stones throw to Lovers Point and the Rec Trail along the Bay. Mostly single level living--only a couple of steps up from the front patio into the welcoming entry and 1 more step up into the spacious living room with bead board walls and ceiling flowing into a charming kitchen for cooking and dining--a large pantry space for all a chef requires (also a sun tube for even more light). Two bedrooms, with large closets and newer windows, and both with access to decks and patio area out back. The bathroom features an old world claw foot tub with shower over it and a new world Toto toilet. Stack washer/dryer included as well. Plenty of space outside for a small garden. All of this and more!

Highlights

Listed by Peggy Jones , 831-917-4534 The Jones Group-Coast & Country Real Estate , 831-655-5050. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.04

Year Built

1900

County

Monterey

Area

699 - Not Defined

School District

Other

Listing ID

ML82054618

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Refrigerator
Floor:Laminate
Other:Walk-In Closet(s)
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:R1
Roof:Composition
Principal Interest
$5,012
Taxes
$633

Home Price

$992,500

Loan Details

30 yrs
6.487%

Down Payment

20%
$198,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,011.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,011.83 $632.72 $0.00 $5,644.55
Yearly $60,142.01 $7,592.63 $0.00 $67,734.63
Total $1,804,260.15 $227,778.75 $0.00 $2,032,038.90

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Pacific Grove, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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