146 Montecito Ave , Pacifica, CA 94044
$1,298,000
Est. Payment: $7,123.91/mo
3 Bed
3 Bath
1590 Sqft
0.06 Acres
Status: Active | Days on site: 6
Get Pre-Qualified
ML86691 - ML5084509
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Welcome to 146 Montecito Drive, where coastal living, generous space, and thoughtful updates come together in a desirable Pacifica setting. This beautifully refreshed 3-bedroom, 2.5-bathroom townhouse sits like an attached single family and offers ocean views, a large private backyard, an expansive garage, and exceptional storage, all just moments from the beach and the vibrant Palmetto shopping district. Step inside to a bright, freshly updated interior featuring new interior paint, beautifully refinished maple hardwood floors, and brand-new light fixtures throughout. The bathrooms have also been refreshed with new countertops and fixtures, adding to the homes clean and move-in-ready feel. Enjoy ocean views, views of Sams castle, and the convenience of being within walking distance to Palmetto Avenues shops, restaurants, cafes, and neighborhood amenities, as well as the beach. Whether enjoying a morning walk along the coast, spending an afternoon at the beach, or heading out for dinner nearby, this location makes it easy to embrace the best of Pacifica living, while being less than 20 minutes to San Francisco and the mid-Peninsula.

Highlights

Listed by Maryann Ernst , 415-361-9921 KW Advisors , (650) 627-3700. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.06

HOA Fee

250 Monthly

Year Built

2002

County

San Mateo

Area

699 - Not Defined

School District

Other

Listing ID

ML82062414

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Floor:Wood
Water:Public

Exterior Features

Lot:No Land Lease
Zoning:Condominium
Roof:Other

Open House

Upcoming Open Houses
Saturday 2:00 pm - 4:00 pm Oct 3
Sunday 2:00 pm - 4:00 pm Oct 4
Principal Interest
$7,124
Taxes
$827
HOA
$250

Home Price

$1,298,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$259,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,123.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,123.91 $827.47 $250.00 $8,201.38
Yearly $85,486.91 $9,929.70 $3,000.00 $98,416.61
Total $2,564,607.22 $297,891.00 $90,000.00 $2,952,498.22

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Pacifica, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T09:09:50.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS