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48940 Phlox Pl , Palm Desert, CA 92260
$480,000
Est. Payment: $2,415.28/mo
2 Bed
2 Bath
1214 Sqft
Status: active | Days on site: 353
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

The Versatile Desert Jewel: Luxury Living Meets Investment OpportunityTurn-Key Elegance with Rare 7-Day Rental PotentialDiscover the ultimate desert retreat in the prestigious, guard-gated Ironwood Country Club. This east-facing, 2-bedroom, 2-bathroom residence offers the perfect 'lock-and-leave' lifestyle for a primary owner, while doubling as a high-performing asset. With an HOA policy allowing short-term rentals of 7 days or more, this property stands out as one of the most flexible investment opportunities in Palm Desert.Refined Interiors & Scenic ViewsOffered fully furnished and move-in ready, the home is bathed in natural sunlight from architectural skylights. Stunning mountain views and accented with elegant plantation shutters. The open-concept layout flows effortlessly from the welcoming living area to three private patios--perfect for morning coffee or hosting sunset cocktails.Key Property Highlights:Fully Turn-Key: Professionally furnished; just bring your toothbrush.Modern Amenities: In-unit washer/dryer, large carport, and ample guest parking.Premier Location: Steps from the community pool and spa; Minutes from the luxury boutiques and fine dining of El Paseo.World-Class Club: Access to Ironwood's legendary amenities, including 36 holes of golf, tennis, bocce, and pickleball (flexible memberships available).Whether you are looking for a serene second home or a lucrative rental property, this residence combines the security of a gated community with the freedom to maximize your investment.Live the lifestyle you've earned--and let the property work for you.
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Highlights

Listed by Rosa Ornelas Himmelberger , (626) 236-7673 Equity Smart Real Estate Services , (323) 258-4317. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.05

HOA Fee

760 Monthly

Year Built

1974

County

Riverside

Area

323 - South Palm Desert

 Neighborhood

Ironwood Country Club

Listing ID

P1-21957

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Microwave
Air Cond:Central Air
Fireplaces:
Other:Breakfast Bar,Ceiling Fan(s),Furnished,High Ceilings,Tile Counters,All Bedrooms Down
Other:Private

Exterior Features

Lot:Greenbelt,No Land Lease
Garage Capacity:1
Roof:Concrete,Tile
Others:Turnkey,Stucco
Sewer:Sewer Tap Paid
Parking Features:Concrete,Carport,Driveway Level
Principal Interest
$2,415
Taxes
$306
HOA
$760

Home Price

$480,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$96,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,415.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,415.28 $306.00 $760.00 $3,481.28
Yearly $28,983.41 $3,672.00 $9,120.00 $41,775.41
Total $869,502.28 $110,160.00 $273,600.00 $1,253,262.28

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Palm Desert, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T12:37:49.000Z

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