39295 Gainsborough Cir , Palm Desert, CA 92211
$539,000
Est. Payment: $2,796.75/mo
2 Bed
2 Bath
2142 Sqft
0.15 Acres
Status: active | Days on site: 13
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oD22725 - D79141
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House Description

55+ Sun City Palm Desert-The ''BEST Bang for your Buck'' active-lifestyle retirement community in the whole Coachella Valley. This highly desirable south-facing St. Croix model is located on a quiet cul-de-sac, wonderful curb appeal, lush desert landscaping, private gated courtyard perfect for enjoying your morning coffee. The home features two bedrooms, two baths, a spacious den/office and an additional hobby room/flex space, along with a 2-car garage and a separate golf cart bay. Inside, 18'' tile throughout enhances the light open layout. Plantation shutters throughout, ceiling fans, central vac, Ring doorbell and backyard camera. The great room living and dining room offers open concept with kitchen and sliding doors to the backyard. Spacious kitchen has Corian counters, chefs island, breakfast bar, stainless range and dishwasher, pantry, kitchen nook seating area with a bay window and view. The master suite has beautiful view of the patio,18 inch tile, fan/light, bath has pocket door for privacy, dual vanity, large shower stall, and walk-in closet. The guest bedroom is located on the opposite side of the home and adjacent bath has single vanity, and bathtub/shower combo. Additional highlights include a den/office with double doors, recessed lighting, and hobby room with pocket door for extra privacy and direct garage access. The laundry room includes washer and dryer, a folding table, upper and lower upgraded cabinets. The garage features storage cabinets, newer A/C, original furnace, and new water heater in 2025. The extended covered patio has an electric awning (as is) and the space is perfect for outdoor entertaining, or simply enjoying the tranquil desert ambience with the soothing sounds of the water feature. ''Buy Where You Love to Play, Sun City Palm Desert!''

Highlights

Listed by Lynda Dumas , (760) 567-8903 HomeSmart , (760) 844-7500. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

487 Monthly

Year Built

1998

County

Riverside

Area

307 - Sun City

Neighborhood

Sun City

Listing ID

219154772DA

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Refrigerator
Floor:Tile
Other:
  • ▪ Additional:Breakfast Bar, Breakfast Area, Separate/Formal Dining Room, Utility Room

Exterior Features

Lot:Cul-De-Sac,Drip Irrigation/Bubblers,Planned Unit Development,No Land Lease
Garage Capacity:6
Parking Features:Driveway,Garage,Golf Cart Garage,Tandem
Principal Interest
$2,797
Taxes
$344
HOA
$487

Home Price

$539,000

Loan Details

30 yrs
6.75%

Down Payment

20%
$107,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,796.75

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,796.75 $343.61 $487.00 $3,627.37
Yearly $33,561.06 $4,123.35 $5,844.00 $43,528.41
Total $1,006,831.80 $123,700.50 $175,320.00 $1,305,852.30

Today's Rates

30 Year

6.75%

20 Year

6.86%

15 Year

6.24%

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Market insight data is pulled from the same city as the listing being viewed (Palm Desert, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-08T01:30:46.000Z

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