1860 Ivory , Palmdale, CA 93550
$495,000
Est. Payment: $2,490.76/mo
4 Bed
3 Bath
1690 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Priced to move! Huge upside potential awaiting your personal touches using an FHA 203K Renovation Loan! This highly sought-after 4-bed, 3-bath tri-level layout in Palmdale offers the perfect blend of comfort and functionality. Imagine building instant equity in a prime neighborhood. It is the perfect launchpad for a family’s future or a smart addition to an investor's portfolio. This warm, inviting 4-bedroom, 3-bathroom blank canvas delivers 1,690 square feet of incredible structural bones, an expansive 6,541 sq. ft. lot with massive backyard potential, and a commuter-friendly location with no HOA fees. Enjoy a bright kitchen, two distinct living areas, and an expansive patio deck perfect for indoor/outdoor entertaining. Complete with an indoor laundry room, new paint, and a spacious backyard, this move-in ready home is a commuter’s dream near freeways, schools, and shopping. This is a home designed to grow with you. From the moment you step into the bright entrance foyer, you will feel the warmth of a unique tri-level layout that gives everyone their own space to thrive. Whether you are a first-time homebuyer looking for the perfect place to raise a family, or an investor seeking a high-demand property that practically rents itself, this home checks every single box. The 2-car garage is ripe for an attached ADU conversion, and there is plenty of yard space for a detached secondary unit. Skip the lengthy design phase and save thousands by using the City of Palmdale Pre-Approved ADU Standard Plans for a streamlined permit process. The heart of the home features a sun-filled kitchen that bridges two separate living areas. Imagine hosting holiday dinners in the formal dining room, then winding down for cozy movie nights by the family room fireplace. The main-floor 3 bedrooms and full bath offer the ultimate setup for multi-generational living, a private home office, or a welcoming guest suite. Upstairs, the primary suite serves as a quiet, restful retreat at the end of a busy day. Outside, the large backyard and expansive patio deck are ready-made for summer BBQs, children's playtime, and weekend relaxation. Nestled in a peaceful, established neighborhood, you are just minutes away from schools like Palm Tree Elementary, Desert Willow Magnet Academy, and Palmdale High School, as well as local parks, shopping, and easy freeway access for a smooth commute. Property is being sold strictly As-Is. Schedule your private tour before it is gone!

Highlights

Listed by Anca Barbu , 310-500-6979 Coldwell Banker Realty , 714-374-4459. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1994

County

Los Angeles

Area

PLM - Palmdale

School District

Antelope Valley Union

Listing ID

OC26107011

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Central Air
Fireplaces:Family Room
Other:Multiple Staircases,Entrance Foyer,Primary Suite
Other:Public

Exterior Features

Lot:Front Yard,No Land Lease
Garage Capacity:2
Others:Has ADU
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 11:00 am - 2:00 pm Aug 8
Sunday 11:00 am - 3:00 pm Aug 9
Principal Interest
$2,491
Taxes
$316

Home Price

$495,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,490.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,490.76 $315.56 $0.00 $2,806.32
Yearly $29,889.14 $3,786.75 $0.00 $33,675.89
Total $896,674.23 $113,602.50 $0.00 $1,010,276.73

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Palmdale, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T22:36:24.000Z

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