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33556 Fern Trl , Palomar Mountain, CA 92060
$474,900
Est. Payment: $2,398.11/mo
2 Bed
2 Bath
1019 Sqft
Status: active | Days on site: 358
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Your private mountain sanctuary in the quaint Bailey Meadow community of Palomar Mountain awaits! With one bedroom, two baths and a versatile loft space, this thoughtfully renovated cabin offers a serene and inviting retreat, ready for your relaxation that is truly move-in ready. Inside, living room is centered around a stunning stone fireplace upgraded with an ultra-efficient modern insert to keep you cozy with minimal effort. Spiral stairs lead to a spacious loft, perfect for sleeping, relaxing or extra storage, while a separate staircase brings you to the private primary suite with its own bath, walk in closet, extra storage and indoor laundry room. The original exposed rock foundation stands as a rare architectural feature, enhancing the historic charm of this updated 1920s home. Step outside to discover your own outdoor paradise. An expansive view deck offers generous space for entertaining or relaxing among the oak trees. A screen porch off the kitchen provides a perfect spot to take in the fresh mountain air while enjoying your morning coffee. The property also features a detached garage, providing both storage and a functional workshop. Extensive upgrades including a new electrical panel, electrical and plumbing improvements, insulation, and windows combine with the cabins inviting to deliver a truly rare turnkey opportunity. Ideal for a personal getaway or a desirable short-term rental, this property offers an easy gateway to the coveted Palomar Mountain lifestyle.
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Highlights

Listed by Jacob Swenson , 760-822-7936 and Meriah Druliner , 760-420-5131 Chameleon, DBA Red Hawk Realty , 800-371-6669. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.43

Year Built

1924

County

San Diego

 School District

Valley Center-Pauma Unified Dist

Listing ID

NDP2600127

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:N/K
Fireplaces:FP in Family Room,Blower Fan,Wood Stove Insert

Exterior Features

Garage Capacity:1
Zoning:Rural Resi
Sewer:Conventional Septic
Principal Interest
$2,398
Taxes
$303

Home Price

$474,900

Loan Details

30 yrs
6.487%

Down Payment

20%
$94,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,398.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,398.11 $302.75 $0.00 $2,700.85
Yearly $28,777.27 $3,632.99 $0.00 $32,410.25
Total $863,318.03 $108,989.55 $0.00 $972,307.58

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Palomar Mountain, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T18:33:54.000Z

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