120 Surf St. , Pismo Beach, CA 93449
$1,395,000
Est. Payment: $7,044.34/mo
3 Bed
2 Bath
2117 Sqft
Status: pending | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perched atop one of the most coveted neighborhoods, Pacific Estates, Pismo Beach, this completely remodeled single-level coastal retreat offers the kind of views that are nearly impossible to find. Expansive coastline and ocean vistas stretch approximately 15 miles from Point Sal to Pismo Beach, creating a breathtaking backdrop from all interior main living spaces, front and backyards. Watch rolling hills, golden dunes, white-water waves, and unforgettable sunsets paint the horizon from your own private sanctuary. A charming flagstone patio welcomes you home, while inside, 2,117± square feet of thoughtfully updated living space captures the relaxed elegance of California's Central Coast. Tile flooring, crown molding, recessed lighting, decorative fixtures, ceiling fans, and abundant windows create a light-filled, airy atmosphere. The inviting living room is centered around a cozy gas fireplace, perfect for cool coastal evenings. Designed for both everyday indoor/ outdoor living and entertaining, the dining room features ample room, plenty of windows, skylight and a built-in buffet with glass-front cabinetry. The beautifully remodeled kitchen showcases white shaker cabinetry, quartz countertops, stainless steel appliances, decorative tile backsplash, pantry with pull-out drawers, breakfast bar, and center island. The adjoining family room opens through sliding glass doors to a Trex deck where the indoor-outdoor lifestyle truly shines. Enjoy morning coffee or evening gatherings while taking in panoramic views of the Arroyo Grande hills, ocean dunes, and sparkling Pacific beyond. The home offers a primary suite and 2 guest bedrooms. Two guest bedrooms enjoy plenty of room while the charming guest bath features gorgeous tile work, solar tube, walk-in shower, and classic clawfoot tub. The serene primary suite boasts shiplap accents, a ceiling fan, and a spa-inspired ensuite with dual sinks, decorative tile, and a stunning walk-in shower. Additional amenities include leased solar, plenty of linen storage, an oversized two-car garage, and a spacious backyard with room for pets, play, or gardening. Ideally located near shopping, large park and play area, eateries, medical facilities, and convenient freeway access, yet tucked away in a peaceful hilltop setting, this exceptional home offers the rare combination of breathtaking views, coastal charm, and modern comfort that defines the very best of Central Coast living.

Highlights

Listed by Christa Lowry , 805-710-1687 BHGRE Haven Properties , 805-592-2050. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1984

County

San Luis Obispo

Area

PSMO - Pismo Beach

Neighborhood

Pismo Beach (360)

School District

Lucia Mar Unified

Listing ID

PI26135429

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Gas Cooktop, Disposal, Microwave, Refrigerator, Water To Refrigerator
Floor:Tile
Other:Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Separate/Formal Dining Room,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,See Remarks,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Lawn,Landscaped,No Land Lease
Garage Capacity:2
Roof:Composition,Shingle
Others:Updated/Remodeled,Stucco
Sewer:Public Sewer
Parking Features:Garage Faces Front
Principal Interest
$7,044
Taxes
$889

Home Price

$1,395,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$279,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,044.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,044.34 $889.31 $0.00 $7,933.65
Yearly $84,532.09 $10,671.75 $0.00 $95,203.84
Total $2,535,962.63 $320,152.50 $0.00 $2,856,115.13

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Pismo Beach, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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