12952 Metate Ln , Poway, CA 92064
$686,699
Est. Payment: $3,768.86/mo
3 Bed
2 Bath
1250 Sqft
0.1 Acres
Status: Pending | Days on site: 37
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House Description

Rare First-Time Homebuyer Opportunity in Poway! Opportunities to own a home in Poway at this price point are incredibly limited, and this one is especially unique. Located at 12952 Metate Lane, this beautiful 3-bedroom, 2-bathroom home with approximately 1,250 square feet is available exclusively to eligible first-time homebuyers through a special City of Poway SHOP homeownership program. Inside, you’ll find a comfortable and functional floor plan with a well-appointed kitchen featuring granite countertops and plenty of space for everyday living. Owned solar adds long-term value and energy efficiency without the burden of a solar lease or payment. The backyard is made for enjoying the Southern California lifestyle, featuring an outdoor kitchen and inviting jacuzzi—perfect for relaxing, entertaining, or spending time with family and friends. Located in the highly desirable Poway community, this home offers a rare opportunity for qualified first-time buyers to put down roots in one of San Diego County’s most sought-after areas. With 3 bedrooms, 2 bathrooms, owned solar, an outdoor kitchen, private jacuzzi, and approximately 1,250 square feet, this is an opportunity that doesn’t come around often in Poway. First-time homebuyers, this could be your chance to own a home in Poway. Buyer eligibility and program requirements apply.

Highlights

Listed by Kevin Justice , 619-507-8834 Century 21 Affiliated , 760-283-8100. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

175 Monthly

Year Built

2010

County

San Diego

Area

92064 - Poway

School District

Poway Unified

Listing ID

NDP2607979

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Living Room

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:4
Zoning:R-1 Single Family Residen
Sewer:Public Sewer
Principal Interest
$3,769
Taxes
$438
HOA
$175

Home Price

$686,699

Loan Details

30 yrs
7.307%

Down Payment

20%
$137,340
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,768.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,768.86 $437.77 $175.00 $4,381.63
Yearly $45,226.33 $5,253.25 $2,100.00 $52,579.58
Total $1,356,789.84 $157,597.42 $63,000.00 $1,577,387.26

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Poway, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

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