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16338 Swartz Canyon Rd , Ramona, CA 92065
$998,900
Est. Payment: $5,044.15/mo
4 Bed
4 Bath
3132 Sqft
Status: pending | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

16338 Swartz Canyon Rd, Ramona, CA 92065 Turnkey Tudor-Style Pool Home with Dual Primary Suites on a Quiet Street with No Rear Neighbors! Welcome to your dream home in the highly sought-after San Diego Country Estates neighborhood a peaceful, family-friendly street where this stunning custom residence backs directly to open space, hiking trails, and breathtaking mountain views. No rear neighbors means ultimate privacy and tranquility youll cherish every day. This beautifully updated, turnkey 4-bedroom, 4-bathroom home offers 3,132 sq ft of gracious living on a lushly landscaped ~0.43-acre lot. Move-in ready with fresh paint and brand-new hardwood floors throughout, its perfect for those seeking a low-maintenance, resort-style lifestyle in Ramona. Inside, the thoughtful layout features two spacious primary suites, each with its own en-suite bathroom ideal for multi-generational living, guests, or a luxurious home office setup. Youll also enjoy two additional bedrooms, a dedicated office/library, two cozy fireplaces, and an expansive gourmet kitchen complete with a massive center island and double ovens perfect for entertaining family and friends. Step outside to your private backyard oasis: a sparkling in-ground pool and spa, covered patio, built-in BBQ, fire pit, citrus orchard, rose garden, and sweeping mountain vistas. Whether youre hosting summer gatherings or enjoying quiet mornings by the water, this resort-style outdoor space delivers the ultimate California lifestyle. Additional highlights include an oversized 3-car garage with boat/RV parking potential, a storage
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Highlights

Listed by Peter San Nicolas , 760-788-7355 Peter San Nicolas, Broker , 760-788-7355. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.43

HOA Fee

175 Monthly

Year Built

1979

County

San Diego

 School District

Ramona Unified School District

Listing ID

NDP2606239

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Air Cond:Central Forced Air
Fireplaces:FP in Living Room

Exterior Features

Garage Capacity:3
Zoning:Single fam
Sewer:None
Principal Interest
$5,044
Taxes
$637
HOA
$175

Home Price

$998,900

Loan Details

30 yrs
6.487%

Down Payment

20%
$199,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,044.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,044.15 $636.80 $175.00 $5,855.95
Yearly $60,529.82 $7,641.59 $2,100.00 $70,271.41
Total $1,815,894.68 $229,247.55 $63,000.00 $2,108,142.23

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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