20276 Rancho Villa Rd , Ramona, CA 92065
$1,760,000
Est. Payment: $9,659.54/mo
4 Bed
3 Bath
3020 Sqft
4.15 Acres
Status: Active | Days on site: 39
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House Description

Experience exceptional craftsmanship, timeless elegance, and resort-style living in this extraordinary custom estate set on more than four flat, usable acres with direct easement access to federal open space and horse trails. A dramatic circular driveway with an impressive 8-foot fountain welcomes you to this remarkable residence, distinguished by its multicolored clay tile roof and beautifully designed architecture. Tuscan-inspired travertine flooring flows seamlessly from the interior to the front courtyard and expansive rear patios, creating effortless indoor-outdoor living. Step inside to soaring vaulted ceilings, graceful arched passageways, hand-hewn mahogany engineered wood flooring, an inlaid Tuscan mosaic stone entry, custom built-in entertainment cabinetry, and a stunning floor-to-ceiling stone fireplace featuring a raised granite hearth and substantial stone mantel. Designed by a kitchen designer as a true showroom, the spectacular kitchen showcases custom solid walnut cabinetry inside and out, Movento lift-up upper cabinets, a commercial-grade 42-inch range, stone chimney-style hood with mantel, coffee bar, wine storage, wine refrigerator, oversized walk-in pantry with shelving to the 10-foot ceiling, and exceptional workspace for everyday living and entertaining. The thoughtfully designed main level offers three bedrooms, including two with cork flooring, plus a dedicated office or craft room featuring custom cherry wood cabinetry, granite countertops, and a built-in desk. A whimsical bedroom includes a custom four-poster treehouse bed, teak ceiling panels, and a built-in desk with granite countertops. The spacious laundry room offers abundant storage and a convenient laundry chute from the primary suite. Inspired by the elegance of the Ritz Paris, the upstairs primary suite is a luxurious retreat featuring a coffered ceiling, paneled walls, a private fireplace, custom cherry wood closet cabinetry, and a spa-inspired Carrera marble bathroom complete with a steam shower and Jacuzzi soaking tub. Outside, enjoy your own private resort featuring a solar-heated pool, spa, separate children's pool, two sand-filled beach areas, beautifully landscaped grounds, and 52 owned elevated solar panels that also provide shade for a future riding arena. Equestrian enthusiasts will appreciate the barn with two covered tube-steel horse stalls, tack room, round pen, direct horse trail access, and over four acres of level, usable land. Additional amenities include a detached garage with a studio apartment complete with a kitchen and full bath, a 24' x 30' metal workshop on slab, raised garden beds, tube-steel chicken coop, tube-steel aviary, private well, and a 3,000-gallon water storage tank. This one-of-a-kind estate offers an exceptional combination of luxury, craftsmanship, privacy, and equestrian living in a setting designed for unforgettable entertaining and everyday comfort. Fruit Trees 9 avocado (shorter species for use round fruit) 3 orange 1 tangello 1 lemon 1 key lime 1 persimmon 2 pomegranate 3 grape vines 1 pear 2 apple 2 peach 4 olives

Highlights

Listed by Lezley Jones , 619-746-1669 From Sign To Sold , 619-746-1669. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
4.15

Year Built

1993

County

San Diego

Area

92065 - Ramona

School District

Ramona Unified

Listing ID

PTP2605862

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:Primary Bedroom
Other:
  • ▪ Additional:Bedroom on Main Level, Primary Suite, Walk-In Pantry, Walk-In Closet(s), Workshop
Water:Agricultural Well

Exterior Features

Lot:Agricultural,Back Yard,Front Yard,Garden,Horse Property,Landscaped,Yard,No Land Lease
Garage Capacity:8
Zoning:AGRICULTURAL
Roof:Spanish Tile
Others:
  • ▪ Additional:Additions/Alterations, Building Permit, Updated/Remodeled
Principal Interest
$9,660
Taxes
$1,122

Home Price

$1,760,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$352,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,659.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,659.54 $1,122.00 $0.00 $10,781.54
Yearly $115,914.45 $13,464.00 $0.00 $129,378.45
Total $3,477,433.52 $403,920.00 $0.00 $3,881,353.52

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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