2131 Rose Fern Ln , Ramona, CA 92065
$788,000
Est. Payment: $4,298.30/mo
3 Bed
2 Bath
1774 Sqft
0.6 Acres
Status: Active | Days on site: 26
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House Description

Seller will offer a concession toward the buyer's interest rate buydown. 0.6-acre flat lot, this beautiful remodeled 3-bedroom, 2-bath with additional spacious bonus room, residence delivers refined living with exceptional space, privacy, and modern upgrades. The thoughtfully designed open-concept layout is filled with natural light and enhanced by contemporary finishes throughout. Freshly painted interior featuring a kitchen with quartz countertops and backsplash, new cabinetry, and all new appliances—perfect for both everyday living and elegant entertaining. All bedrooms, along with the living and dining areas, are highlighted by new fandeliers, adding warmth and sophistication. Both bathrooms showcase new vanities, and the home is completed with premium 100% waterproof vinyl flooring throughout. A bonus room offers flexibility as a private office, playroom, or additional bedroom. The exterior has been upgraded with new fencing surrounding the property. The expansive lot provides ample space for RV, boat, or luxury toy parking, with endless potential for outdoor living, entertaining, or future enhancement (adding ADU and a pool). Prime Location close to shopping, dining, and top schools (Ramona High, Mt. Valley Academy).

Highlights

Listed by Zina Hanna , 619-820-7249 Coldwell Banker West , 619-303-3399. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.6

Year Built

1976

County

San Diego

Area

92065 - Ramona

School District

Ramona Unified

Listing ID

PTP2606611

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Wall/Window Unit(s)
Fireplaces:Family Room
Other:
  • ▪ Additional:All Bedrooms Down

Exterior Features

Lot:0-1 Unit/Acre,Level,No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE FAM-RES
Others:
  • ▪ Additional:Has ADU
Principal Interest
$4,298
Taxes
$502

Home Price

$788,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$157,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,298.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,298.30 $502.35 $0.00 $4,800.65
Yearly $51,579.62 $6,028.20 $0.00 $57,607.82
Total $1,547,388.56 $180,846.00 $0.00 $1,728,234.56

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T05:14:44.000Z

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