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2131 Rose Fern Ln , Ramona, CA 92065
$788,000
Est. Payment: $4,324.84/mo
3 Bed
2 Bath
1774 Sqft
0.6 Acres
Status: ACTIVE | Days on site: 31
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CRP-87985 - CRP-806685
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Chris Heller
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House Description

Seller will offer󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 a concession toward the buyer's interest rate buydown. 0.6-acre flat lot, this beautiful remodeled 3-bedroom, 2-bath with additional spacious bonus room, residence delivers refined living with exceptional space, privacy, and modern upgrades. The thoughtfully designed open-concept layout is filled with natural light and enhanced by contemporary finishes throughout. Freshly painted interior featuring a kitchen with quartz countertops and backsplash, new cabinetry, and all new appliancesperfect for both everyday living and elegant entertaining. All bedrooms, along with the living and dining areas, are highlighted by new fandeliers, adding warmth and sophistication. Both bathrooms showcase new vanities, and the home is completed with premium 100% waterproof vinyl flooring throughout. A bonus room offers flexibility as a private office, playroom, or additional bedroom. The exterior has been upgraded with new fencing surrounding the property. The expansive lot provides ample space for RV, boat, or luxury toy parking, with endless potential for outdoor living, entertaining, or future enhancement (adding ADU and a pool). Prime Location close to shopping, dining, and top schools (Ramona High, Mt. Valley Academy).
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Highlights

Listed by Zina Hanna , 619-820-7249 Coldwell Banker West , 619-303-3399. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.6

Year Built

1976

County

San Diego

 School District

Ramona Unified School District

Listing ID

PTP2606611

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Wall/Window
Fireplaces:FP in Family Room

Exterior Features

Garage Capacity:2
Zoning:R-1:SINGLE
Principal Interest
$4,325
Taxes
$502

Home Price

$788,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$157,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,324.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,324.84 $502.35 $0.00 $4,827.19
Yearly $51,898.06 $6,028.20 $0.00 $57,926.26
Total $1,556,941.83 $180,846.00 $0.00 $1,737,787.83

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

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Data last updated: 2026-10-03T11:51:59.000Z

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