23945 Nectar Way , Ramona, CA 92065
$800,000
Est. Payment: $4,039.77/mo
3 Bed
2 Bath
1983 Sqft
Status: active | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

VA Assumable Loan! Welcome to this beautifully maintained split-level home in the sought-after Country Estates community of Ramona. Nestled on a quiet, low-traffic street within a highly rated school district, this move-in-ready home offers the perfect blend of space, comfort, and functionality. Featuring 3 bedrooms, 2 full bathrooms, two spacious living areas, a bonus room, and a charming breakfast nook, the flexible floor plan is ideal for growing families, remote work, or multi-purpose living. Upstairs, all three bedrooms include mirrored closet doors and generous storage. The spacious primary suite features a walk-in closet, dual vanities, and a relaxing Roman soaking tub. Just a few steps down, the inviting family room showcases a cozy brick fireplace and opens seamlessly to the spacious kitchen, creating an ideal space for entertaining and everyday living. Thoughtful upgrades include a newer HVAC system and furnace, Culligan water softener and filtration system, epoxy-coated garage floor, and a leased Tesla solar system with an affordable monthly payment of just $75, providing added energy efficiency and lower utility costs. The expansive backyard offers exceptional versatility with multiple storage sheds and convenient drive-through access to the upper portion of the property, perfect for RV parking, boat storage, off-road vehicles, a workshop, outdoor recreation, or future expansion. Located near Ramona's parks, hiking and equestrian trails, local wineries, shopping, dining, and easy commuter routes, this exceptional home offers the best of country living with modern conveniences. Don't miss this rare opportunity to own a beautifully updated home in one of Ramona's most desirable neighborhoods.

Highlights

Listed by Chantalle O Donnell , 760-945-8600 Professional Realty Services , 760-603-8377. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.51

HOA Fee

195 Monthly

Year Built

1988

County

San Diego

Area

92065 - Ramona

School District

Ramona Unified

Listing ID

NDP2606122

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Living Room
Other:All Bedrooms Up

Exterior Features

Lot:No Land Lease
Garage Capacity:6
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$4,040
Taxes
$510
HOA
$195

Home Price

$800,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$160,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,039.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,039.77 $510.00 $195.00 $4,744.77
Yearly $48,477.18 $6,120.00 $2,340.00 $56,937.18
Total $1,454,315.49 $183,600.00 $70,200.00 $1,708,115.49

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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