285 Penn St , Ramona, CA 92065
$1,495,800
Est. Payment: $7,553.35/mo
6 Bed
6 Bath
3923 Sqft
Status: active | Days on site: 6
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

2 ON 1 : Previous Contractor's primary residence and AMAZING 2BR/2BA separate ADU on prime 8.34 acres with level to rolling terrain and well suited for Horse/Animal facility, Vineyard/Olive Grove or your choice! Private road leads to Main residence featuring covered front porch with attractive double door entry to foyer and living rm with mountain views and acres of pasture land and privacy. The spacious living area is enhanced by soaring wood beamed ceilings, formal dining room that opens to kitchen with stainless steel appliances, pantry, quality cabinetry, granite counters, center island and breakfast nook. You will appreciate the open family room featuring a inviting floor to ceiling firepace with stone facade. The master suite has a fabulous combo bathroom with separate walk-in shower from soaking tub, dual his/he vanitie sinks and huge walk in closet with built-ins organizers. 2nd BR has a pivate bath while additional 3rd and 4th bedrooms share a desirable Jack n Jill combo tub/shower bath. The oversized 3 car garage has 3 separate roll-up doors and is finished. This property is perfect for two families with ample space between 2 homes OR rent one to help pay your mortgage. So many options and worth the viewing!!!

Highlights

Listed by Sharon Quisenberry , 760-803-3545 Coldwell Banker Country Realty , 760-789-2110. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
8.34

Year Built

2002

County

San Diego

Area

92065 - Ramona

School District

Ramona Unified

Listing ID

NDP2606526

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Air Cond:Central Air,Electric
Fireplaces:Family Room,Masonry,Raised Hearth,Wood Burning
Floor:Concrete,Tile
Other:Beamed Ceilings,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Recessed Lighting,See Remarks,Jack and Jill Bath,Main Level Primary,Primary Suite,Walk-In Closet(s)

Exterior Features

Lot:Agricultural,Back Yard,Sloped Down,Horse Property,Level,Pasture,No Land Lease
Garage Capacity:7
Zoning:A70 with "M" animal desig
Roof:Concrete,Tile
Others:Rain Gutters,Drywall,Frame,Stucco,Has ADU
Sewer:Septic Tank
Principal Interest
$7,553
Taxes
$954

Home Price

$1,495,800

Loan Details

30 yrs
6.487%

Down Payment

20%
$299,160
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,553.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,553.35 $953.57 $0.00 $8,506.92
Yearly $90,640.21 $11,442.87 $0.00 $102,083.08
Total $2,719,206.39 $343,286.10 $0.00 $3,062,492.49

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS