413 11th St , Ramona, CA 92065
$639,000
Est. Payment: $3,226.76/mo
3 Bed
2 Bath
1092 Sqft
Status: active | Days on site: 42
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House Description

You have found the home absolutely perfect for you located near downtown Ramona!!!! Country classy...but city smart!!! Insurance quotes (quoted under $1300/yr) and resources available!!! Located near the downtown area of Ramona where all the fun happens, this home is a 1 story, 3 bed/2 ba home with an expansive yard/lot, chicken friendly, fully fenced front and back, no neighbors right behind you, down a private road and the house sits at a dead in so no drive through traffic!!! The kitchen has new stainless steel appliances, bar style counter, everything you need to make delicious meals in, the floorplan opens to the dining room and flows through to the living room!!! Both bathrooms have updates that have been done, the floors also have been redone and paint. The bedrooms are roomy and the master suite is the cherry on top!!! Exiting through the kitchen takes you to a huge laundry/mud room that could be converted in to a rentable space. Exit through there to the large covered patio on the back porch to the back yard space that is huge! Your canvas, a blank slate to develop the way you dream!!! ADU may also be possible here!!! Also, USDA financing is available in this zip code allowing for ZERO DOWN grant loan programs!!! We have lender resources to share to learn more on this program if you need to! Solar is on the property as well, making a way for utility savings over time! Two solar systems fully in place and a water softener system too!!! This home is not in a high fire zone which means insurance can be under $1300 for the year which helps keep those monthly payments m

Highlights

Listed by Nicole Turner , 619-956-6050 Sellstate Next Gen Realty , 619-776-5393. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.21

Year Built

1978

County

San Diego

School District

Ramona Unified School District

Listing ID

PTP2605057

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Forced Air,Whole House Fan
Fireplaces:N/K

Exterior Features

Garage Capacity:0
Zoning:R-1:SINGLE
Others:Turnkey
Principal Interest
$3,227
Taxes
$407

Home Price

$639,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$127,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,226.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,226.76 $407.36 $0.00 $3,634.12
Yearly $38,721.15 $4,888.35 $0.00 $43,609.50
Total $1,161,634.50 $146,650.50 $0.00 $1,308,285.00

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T18:33:54.000Z

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