820 Santa Fe Highlands Dr , Ramona, CA 92065
$1,895,000
Est. Payment: $9,569.19/mo
4 Bed
4 Bath
3200 Sqft
Status: pending | Days on site: 88
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House Description

Expansive 13.83 ACRE EQUESTRIAN ESTATE! Located in Ramona’s prestigious Santa Fe Highland Estates, one of North County’s premier large-lot equestrian communities (204 acres, 14 parcels). This property perfectly balances the upscale country lifestyle with fully functional horse facilities and agricultural living, located in San Diego's vibrant wine country. The property is fully fenced and cross-fenced with V-mesh and vinyl ranch fencing, plus a 16’ gated entry. Enjoy the best of both worlds with a dual-water system that incudes private WELL & CITY WATER and PAID SOLAR (32 panels). Custom single story 3,200 sqft home with 16' vaulted ceilings. Large windows frame picturesque views of your animals grazing in the pastures and gorgeous western sunsets. It features 4 bedrooms, 3.5 baths located in 3 separate wings, an office with a private entrance, and in-law quarters; The primary offers sunrise vistas & cozy fireplace. Updated primary en suite has travertine tiled walkin shower and separate claw foot soaking tub, linen cabinet and walk-in closet. Open floor plan, 2  cozy fireplaces, one in the Primary bedroom and a 3 sided FP in family and living room; The cook in the family will enjoy the spacious kitchen with double ovens, and a huge walk-in pantry with room for a full size refrigerator. NEW ROOF in 2023. Oversized 3 car garage. Equestrian amenities include dressage and jumping arenas, riding track, multiple irrigated pastures, round pen, wash racks, and two barns (Silverado & Castlebrook) with stalls, tack, water, and power. M animal designation. Additional features: Hay barn, equipment storage, chicken coop, dog run, generator, RV hookup, EV charger, irrigation, fruit trees, and Barbera grapevines.

Highlights

Listed by Karen Jo Dye , 760-445-7168 COLDWELL BANKER KIVETT-TEETERS , 951-845-5520. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
13.83

Year Built

2001

County

San Diego

Area

92065 - Ramona

School District

Ramona Unified

Listing ID

IG26082688

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Double Oven, Dishwasher, Microwave, Propane Cooktop, Propane Water Heater, Water To Refrigerator
Air Cond:Central Air,Dual,Electric
Fireplaces:Living Room,Primary Bedroom,Propane,See Remarks,Wood Burning
Floor:Carpet,Tile
Other:Separate/Formal Dining Room,Granite Counters,High Ceilings,In-Law Floorplan,Laminate Counters,Open Floorplan,Pantry,Pull Down Attic Stairs,Recessed Lighting,See Remarks,Storage,All Bedrooms Down,Entrance Foyer,Utility Room,Walk-In Closet(s)
Other:Public,Well

Exterior Features

Lot:Agricultural,Back Yard,Corners Marked,Cul-De-Sac,Front Yard,Gentle Sloping,Horse Property,Sprinklers In Rear,Sprinklers In Front,Irregular Lot,Lawn,Landscaped,Orchard(s),Pasture,Ranch,Sprinklers Timer,Sprinklers On Side,Sprinkler System,Yard,No Land Lease
Garage Capacity:13
Roof:Composition
Others:Lighting,Rain Gutters,Turnkey,Drywall,Hardboard,Masonite
Sewer:Septic Tank
Parking Features:Concrete,Direct Access,Driveway,Garage,Garage Door Opener,Gated,Private,Garage Faces Side
Principal Interest
$9,569
Taxes
$1,208

Home Price

$1,895,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$379,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,569.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,569.19 $1,208.06 $0.00 $10,777.26
Yearly $114,830.33 $14,496.75 $0.00 $129,327.08
Total $3,444,909.82 $434,902.50 $0.00 $3,879,812.32

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Ramona, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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