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12722 Montbrook , Rancho Cordova, CA 95742
$675,000
Est. Payment: $3,704.65/mo
5 Bed
4 Bath
2536 Sqft
0.11 Acres
Status: Active | Days on site: 45
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OC9110 - OCGUPTAAS
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Chris Heller
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House Description

Income-producing opportunity in a newer Rancho Cordova community. This 2020-built, 2,536 sq. ft. home offers 5 bedrooms and 3.5 baths total, configured as two separately rented spaces. The main house is 4 bedrooms and 2.5 baths, featuring an upgraded kitchen with granite countertops, a center island, and stainless-steel appliances, four upstairs bedrooms, two full baths, a generous primary suite with walk-in closet, and a laundry room with washer and dryer included. The in-law suite is 1 bedroom and 1 bath on the first floor, with its own separate entrance, no shared living space with the main house, and its own washer, dryer, and refrigerator. Both spaces are currently leased. Newer construction means lower maintenance than older rental stock. Fenced backyard with patio, open space and a walking trail across the street, and a brand-new elementary school nearby support tenant retention. A rare flexible-income property in a growing submarket.
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Highlights

Listed by Ashish Gupta , 760-889-4502 Side, Inc , 650-273-3832. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.11

Year Built

2020

County

Sacramento

 School District

Pleasant Valley

Listing ID

OC26177621

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:6 Burner Stove, Gas Oven, Gas Range
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Eat-in Kitchen, High Ceilings, Open Floorplan, Two Story Ceilings, Primary Suite
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Roof:Tile
Others:
  • ▪ Additional:Turnkey, Drywall, Concrete
Sewer:Public Sewer
Parking Features:Door-Multi,Driveway,Garage Faces Front,Garage
Principal Interest
$3,705
Taxes
$430

Home Price

$675,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,704.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,704.65 $430.31 $0.00 $4,134.96
Yearly $44,455.83 $5,163.75 $0.00 $49,619.58
Total $1,333,674.79 $154,912.50 $0.00 $1,488,587.29

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Cordova, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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