18 Baliza , Rancho Mission Viejo, CA 92694
$1,899,999
Est. Payment: $10,363.92/mo
4 Bed
5 Bath
3211 Sqft
0.12 Acres
Status: Active | Days on site: 117
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House Description

$30,000 SELLER CREDIT — rate buydown, closing costs, or upgrades. No lender requirement, no strings. The largest Cirrus plan Meritage built in Esencia — 3,211 sq ft, four en-suite bedrooms, 4.5 baths, formal dining/flex room, and a rare 3-car garage on a quiet interior street. Outdoor living already finished: Tuscany travertine, built-in fire pit, mature landscaping, and an oversized side yard with room for a putting green or dog run. Not a post-close project. Nobody shares a bathroom. The downstairs guest suite has a full bath and private exterior entrance — multigenerational living already built. Upstairs: dedicated office, expansive loft, primary suite with private balcony, spa bath, dual walk-in closets. Open great room, kitchen with oversized quartz island, professional appliances, white cabinetry. New HVAC, premium exterior paint, plantation shutters throughout. Fully owned 9.45 kW solar, 28 panels — not leased, no PPA, no transfer approval. Grandfathered NEM 2.0 at full retail export credit, unavailable on any system installed today including new construction. SDG&E true-up for the year ending October 2025: $231.89 — for the entire year, while charging an EV at home. Wired for 240V Level 2 charger in the garage. Walk to Esencia K-8. Steps to RMV pools, fitness centers, sports park, farmers market, and Canyon Coffee House. Move-in ready. Fast, flexible close available.

Highlights

Listed by Patricia Ramchandani , 949-702-3488 and Bisham Ramchandani , 949-292-9677 Calterra Realty , 949-292-9677. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

299 Monthly

Year Built

2015

County

Orange

Area

ESEN - Esencia

Neighborhood

Cirrus (ESCIRR)

School District

Capistrano Unified

Listing ID

PW26105854

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:6 Burner Stove, Convection Oven, Double Oven, Dishwasher, Gas Cooktop, Gas Range, Microwave, Refrigerator, Range Hood, Tankless Water Heater, Water To Refrigerator
Air Cond:Central Air
Fireplaces:Living Room
Other:
  • ▪ Additional:Bedroom on Main Level, Main Level Primary
Water:Public

Exterior Features

Lot:Back Yard,Front Yard,Street Level,No Land Lease
Garage Capacity:3
Sewer:Public Sewer
Principal Interest
$10,364
Taxes
$1,211
HOA
$299

Home Price

$1,899,999

Loan Details

30 yrs
7.245%

Down Payment

20%
$380,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,363.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,363.92 $1,211.25 $299.00 $11,874.17
Yearly $124,367.04 $14,534.99 $3,588.00 $142,490.03
Total $3,731,011.07 $436,049.77 $107,640.00 $4,274,700.84

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Mission Viejo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

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