129 Spur St , Rancho Mission Viejo, CA 92694
$1,920,000
Est. Payment: $10,537.68/mo
4 Bed
4 Bath
2630 Sqft
0.09 Acres
Status: Active | Days on site: 11
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OC12152 - SMCMACAL,OCALTOSUS
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House Description

Seize this rare chance to own a home in the highly sought-after Sterling neighborhood, featuring breathtaking unobstructed views. This stunning residence, designed for modern living, boasts an open-concept layout, seamless indoor/outdoor spaces, and a cul-de-sac location. Built in 2020, this impressive 2,630-square-foot home offers 4 bedrooms plus a versatile loft and 3.5 bathrooms, all situated on a premium view lot conveniently close to schools, shopping, and more. Upon entering, you’ll be greeted by gorgeous wide-plank tile floors that exude warmth and sophistication, bathed in abundant natural light that flows through the soaring 10-foot ceilings. The expansive floor plan seamlessly connects the stunning chef’s kitchen, complete with a large center island, high-end Bosch stainless steel appliances, custom lighting, and luxurious quartz countertops, to the inviting family room and dining area. Sliding glass doors provide an effortless transition to your outdoor oasis, where you can enjoy sweeping views, a covered living space, two exquisite ceramic water features, and a built-in BBQ island featuring a premium Hestan grill, perfect for tranquil evenings or lively weekend gatherings. Venture upstairs to discover a generous loft and spacious secondary bedrooms that offer ample room for family or guests. The sumptuous primary suite is a true retreat, featuring elegant custom tilework, sleek quartz finishes, a separate walk-in shower, a soaking tub, and a large walk-in closet with thoughtful custom built-ins. The attached two-car garage provides direct access and extra storage. This home is designed for energy efficiency and includes owned solar panels, a whole-house fan, a tankless water heater, and a water softener. In the desirable community of Rancho Mission Viejo, residents enjoy world-class amenities, including resort-style pools, fitness centers, tennis and pickleball courts, community farms, cozy coffee shops, Esencia School (K-8), and miles of scenic trails. Opportunities like this are truly rare. Don’t miss out! Schedule your private tour today before this gem slips away!

Highlights

Listed by CaLee McManus , 949-606-2135 and Susan Alton , 317-432-3315 Monarch Real Estate , 949-606-2135. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

245 Monthly

Year Built

2020

County

Orange

Area

ESEN - Esencia

Neighborhood

Sterling

School District

Capistrano Unified

Listing ID

OC26195780

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Barbecue, Dishwasher, Gas Cooktop, Microwave, Refrigerator, Range Hood, Water Softener, Tankless Water Heater, Washer
Air Cond:Central Air,Whole House Fan
Fireplaces:
Floor:Tile
Other:
  • ▪ Additional:Separate/Formal Dining Room, Open Floorplan, Quartz Counters, Recessed Lighting, All Bedrooms Up, Loft, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Close to Clubhouse,Near Park,No Land Lease
Garage Capacity:2
Roof:Concrete
Others:
  • ▪ Additional:Barbecue, Turnkey
Sewer:Public Sewer
Parking Features:Driveway,Garage
Principal Interest
$10,538
Taxes
$1,224
HOA
$245

Home Price

$1,920,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$384,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,537.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,537.68 $1,224.00 $245.00 $12,006.68
Yearly $126,452.13 $14,688.00 $2,940.00 $144,080.13
Total $3,793,563.84 $440,640.00 $88,200.00 $4,322,403.84

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Mission Viejo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T15:14:42.000Z

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