16775 Via Lago Azul , Rancho Santa Fe, CA 92067
$5,495,000
Est. Payment: $27,748.14/mo
5 Bed
4 Bath
6915 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Stunning Fairbanks Ranch estate offering exceptional indoor-outdoor living on a private, level view lot. Approached by a gracious, winding driveway and expansive motor court, this beautifully renovated contemporary residence delivers an ideal blend of scale, comfort, and resort-style living within one of Rancho Santa Fes most sought-after guard-gated communities. Ideally located on the highly coveted North Side, the home offers rare walkable access to the lake, park, scenic trails, equestrian center, tennis courts, and clubhousean exceptional lifestyle advantage within Fairbanks Ranch. At the heart of the home is a spectacular backyard designed for year-round enjoyment, featuring a saltwater pool and spa, outdoor kitchen, generous patio areas, lush landscaping, landscape lighting, and fruit trees that enhance the setting. Multiple sets of French doors create a seamless connection between indoor and outdoor spaces, giving the home a bright, airy feel perfect for both entertaining and everyday living. The residence lives primarily like a single-story home, highlighted by a private main-level primary suite with dual walk-in closets, a fireplace, and direct access to the pool patio. The open-concept layout includes expansive living and family rooms, a sunlit gathering space, two dedicated offices, and a beautifully appointed kitchen with butlers pantryoffering flexibility for both relaxed living and hosting. A rare combination of privacy, prestige, and a premier location just moments from Fairbanks Ranchs most sought-after amenitiesthis is coastal North County living at its fin

Highlights

Listed by Elizabeth Reed , 858-344-9092 Berkshire Hathaway HomeService , 858-756-7899. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
1.07

HOA Fee

940 Monthly

Year Built

1989

County

San Diego

School District

San Dieguito High School Distric

Listing ID

NDP2607061

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Air Cond:Central Forced Air,Zoned Area(s)
Fireplaces:FP in Living Room,Other/Remarks,Great Room
Other:2 Staircases,Pantry,Recessed Lighting

Exterior Features

Lot Dimensions:Lot 46,609 squa
Garage Capacity:3
Zoning:Residentia
Principal Interest
$27,748
Taxes
$3,503
HOA
$940

Home Price

$5,495,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$1,099,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$27,748.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $27,748.14 $3,503.06 $940.00 $32,191.20
Yearly $332,977.65 $42,036.75 $11,280.00 $386,294.40
Total $9,989,329.52 $1,261,102.50 $338,400.00 $11,588,832.02

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Fe, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T18:33:54.000Z

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