73 San Sebastian , Rancho Santa Margarita, CA 92688
$1,400,000
Est. Payment: $7,069.59/mo
4 Bed
2.5 Bath
1795 Sqft
Status: pending | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome home to 73 San Sebastian. Some houses check boxes. This one also tells a story, written in sunlight and oak, in garden mornings and long Sunday dinners, and it begins the moment you step through the front door. Tucked into the cherished Arroyo Oaks community of Rancho Santa Margarita, this 4-bedroom, 2.5-bathroom home has been renovated with the kind of devotion you can't fake, and it reveals itself around every corner. Sunlight is the first thing that will win your heart. It spills through expansive windows and rises with the vaulted ceilings, bathing every room in a golden glow no photograph could capture. Underfoot, rich European oak flooring runs throughout, framed by crown molding and custom plantation shutters. These are timeless California touches chosen not by a builder, but by someone who cherished coming home here. The heart of the house is the remodeled kitchen, where quartz countertops, stainless steel appliances, and a full pantry flow effortlessly into the family room. Picture it: firelight flickering, the bay window framing the garden, a Sunday dinner drifting long past dessert because no one wants the evening to end. Upstairs, the primary suite is a love letter to quiet mornings, with vaulted ceilings, peaceful views, a walk-in closet, and dual vanities that let the day begin gently. Three more bedrooms, each with built-in storage, stand ready for kids, guests, or the home office you've been dreaming of. Then you step outside, and the romance deepens. The backyard is one of the largest in the community, a secret garden kept just for you. With no rear

Highlights

Listed by Tracy Bryant , 949-338-3515 Coldwell Banker Realty , 949-552-2000. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

176 Monthly

Year Built

1991

County

Orange

Neighborhood

Arroyo Oaks (AO)

Listing ID

NP26114816

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Gas Oven
Air Cond:Central Forced Air,High Efficiency
Fireplaces:FP in Family Room
Floor:Carpet,Tile,Wood
Other:Pantry,Recessed Lighting
Other:Public

Exterior Features

Garage Capacity:2
Roof:Spanish Tile
Others:Turnkey,Updated/Remodeled
Sewer:Public Sewer
Parking Features:Direct Garage Access,Garage
Principal Interest
$7,070
Taxes
$893
HOA
$176

Home Price

$1,400,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$280,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,069.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,069.59 $892.50 $176.00 $8,138.09
Yearly $84,835.07 $10,710.00 $2,112.00 $97,657.07
Total $2,545,052.11 $321,300.00 $63,360.00 $2,929,712.11

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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