32031 Lomita , Rancho Santa Margarita, CA 92679
$1,695,000
Est. Payment: $8,559.25/mo
4 Bed
3 Bath
2810 Sqft
Status: active with contingency | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Price Reduced! Welcome to this beautifully updated 4 bedroom, 3bathroom home situated on a prime corner lot on a quiet cul-de-sac street in the highly sought-after guard-gated community of Rancho Cielo in Rancho Santa Margarita. From the moment you arrive, this home impresses with its thoughtful upgrades and exceptional layout designed for modern living.The renovated kitchen is a showstopper, featuring light cabinetry, a stone-top breakfast bar, modern stainless steel appliances, recessed lighting, and a cozy breakfast nook overlooking the backyard. The kitchen flows seamlessly into the adjoining family room, anchored by a fireplace and filled with natural light from abundant windows. Step outside to your private backyard oasis, complete with a sparkling pool and spa offering complete privacy, perfect for relaxing or entertaining. A main-floor bedroom and full bathroom provide ideal flexibility for multigenerational living, guests, or a home office.Upstairs, the spacious primary suite includes a private retreat and a slider leading to a balcony. The spa-like primary bathroom boasts a standalone soaking tub, a separate walk-in shower, dual vanities, and a large walk-in closet. Two additional bedrooms and a full bathroom complete the upper level. Additional features include Pella vinyl windows, new carpeting, an updated HVAC system, a finished garage with built-ins, solid hardwood flooring throughout the main level, all-new shutters, and rain gutters. Residents of Rancho Cielo enjoy resort-style amenities including a community pool and spa, tennis, basketball, and volleyball courts, a playground, picnic areas, and scenic hiking and biking trails.This is a rare opportunity to own a move-in-ready home in one of RSM’s most desirable guard-gated communities.

Highlights

Listed by Ozzie Fazaeli , 9495843427 eXp Realty of California, Inc. , 949-536-7615. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

335 Monthly

Year Built

1989

County

Orange

Area

RCLO - Rancho Cielo

Neighborhood

Brighton Glen (BG)

School District

Saddleback Valley Unified

Listing ID

OC26116556

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Double Oven, Dishwasher, Freezer, Gas Cooktop, Disposal, Microwave, Refrigerator, Water Heater, Dryer, Washer
Air Cond:Central Air
Fireplaces:Family Room,Living Room
Floor:Carpet,Laminate,Tile
Other:Beamed Ceilings,Balcony,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,High Ceilings,Recessed Lighting,Attic,Bedroom on Main Level,Loft,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Corner Lot,Cul-De-Sac,Front Yard,Garden,Landscaped,Sprinkler System,Yard,No Land Lease
Garage Capacity:3
Roof:Tile
Others:Updated/Remodeled,Turnkey,Stucco
Sewer:Public Sewer
Parking Features:Door-Multi,Direct Access,Driveway,Garage
Principal Interest
$8,559
Taxes
$1,081
HOA
$335

Home Price

$1,695,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$339,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,559.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,559.25 $1,080.56 $335.00 $9,974.82
Yearly $102,711.03 $12,966.75 $4,020.00 $119,697.78
Total $3,081,330.94 $389,002.50 $120,600.00 $3,590,933.44

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-10T22:37:46.000Z

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