103 Camino Del Oro , Rancho Santa Margarita, CA 92688
$695,000
Est. Payment: $3,791.01/mo
2 Bed
2 Bath
1110 Sqft
0.58 Acres
Status: Active | Days on site: 6
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OC03224 - SALDESCO
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House Description

Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

Highlights

Listed by Scott Alden , 949-466-2933 eXp Realty of California Inc , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.58

HOA Fee

768 Monthly

Year Built

1991

County

Orange

Area

R1 - Rancho Santa Margarita North

Neighborhood

Cabo Vista (CVS)

School District

Saddleback Valley Unified

Listing ID

OC26209618

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Family Room
Floor:Wood
Other:
  • ▪ Additional:Breakfast Bar, Balcony, Cathedral Ceiling(s), Open Floorplan, Main Level Primary
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Roof:Spanish Tile
Others:
  • ▪ Additional:Turnkey, 2+ Total Units
Sewer:Public Sewer
Parking Features:Direct Access,Garage
Principal Interest
$3,791
Taxes
$443
HOA
$768

Home Price

$695,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$139,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,791.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,791.01 $443.06 $768.00 $5,002.08
Yearly $45,492.18 $5,316.75 $9,216.00 $60,024.93
Total $1,364,765.29 $159,502.50 $276,480.00 $1,800,747.79

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

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