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4 Velarde Ct , Rancho Santa Margarita, CA 92688
$1,200,000
Est. Payment: $6,545.64/mo
3 Bed
2.5 Bath
1857 Sqft
0.1 Acres
Status: ACTIVE | Days on site: 4
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CR-OC21139 - CR-SHALLVIR
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Chris Heller
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House Description

**Sellers are in󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 escrow & highly motivated to secure a successful sale. Dont miss this opportunitybring your offer!** **Welcome to Cabrillo Vista, one of Rancho Santa Margaritas most desirable neighborhoods!** This beautifully cared-for home showcases true pride of ownership, stunning Saddleback Mountain views and a thoughtfully designed interior. The spacious kitchen and dining areas flow into a spectacular family room with soaring vaulted ceilings and over 430 square feet of living space. French doors open to a covered Alumawood patio, creating the perfect indoor-outdoor setting for relaxing and entertaining. Numerous upgrades include a **remodeled kitchen with custom cabinetry (2019), all three remodeled bathrooms (2023), and a brand-new 4-ton Rheem A/C system installed in June 2026** with a 10-year compressor and parts warranty and 5-year labor warranty. Additional features include LED lighting, ceiling fans throughout, Elfa closet and laundry shelving, custom upstairs cabinetry, a resurfaced bonus room ceiling, epoxy-coated garage floor and a **2026 LiftMaster Wi-Fi garage door opener** operated by phone or keypad. Enjoy walking distance to a community pool, plus access to **SAMLARC amenities including pools, parks, hiking and biking trails, year-round community events and the beautiful Santa Margarita Beach Club.** With its exceptional location, mountain views, extensive upgrades and outstanding community amenities, this home offers the best of the Rancho Santa Margarita lifestyle.
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Highlights

Listed by Virginia Hall , 714-925-4983 Virginia Hall, Broker , 714-925-4983. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.1

HOA Fee

91 Monthly

Year Built

1997

County

Orange

 Neighborhood

Cabrillo Vista (CAVI)

Listing ID

OC26213544

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Gas Oven, Gas Stove
Air Cond:Central Forced Air
Fireplaces:N/K
Other:
  • ▪ Additional:Granite Counters
Water:Public

Exterior Features

Garage Capacity:2
Sewer:Public Sewer,Sewer Paid
Parking Features:Garage - Two Door

Open House

Upcoming Open Houses
Sunday 1:00 pm - 4:00 pm Oct 4
Principal Interest
$6,546
Taxes
$765
HOA
$91

Home Price

$1,200,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$240,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,545.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,545.64 $765.00 $91.00 $7,401.64
Yearly $78,547.64 $9,180.00 $1,092.00 $88,819.64
Total $2,356,429.28 $275,400.00 $32,760.00 $2,664,589.28

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-04T21:56:13.000Z

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