24 Calle Fortuna , Rancho Santa Margarita, CA 92688
$999,999
Est. Payment: $5,049.70/mo
3 Bed
3 Bath
1574 Sqft
Status: pending | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this inviting 3-bedroom, 2.5-bathroom single-family attached home in the heart of Rancho Santa Margarita, offering a versatile split-level floor plan, a great location, and access to some of the best community amenities in South Orange County. From the moment you enter, you’re greeted by high ceilings that create an open and airy first impression. The split-level layout gives the home a unique sense of space and separation, making it ideal for both everyday living and entertaining. Upstairs, the main living area features a spacious family room with access to a private deck—perfect for enjoying your morning coffee, fresh air, or a quiet evening outside. The kitchen is conveniently located nearby and comes equipped with stainless steel appliances, making the space functional and easy to enjoy. The upper level also includes the private primary suite, complete with a walk-in closet and full ensuite bathroom. Downstairs, the home offers a separate living area, giving you added flexibility for a media room, playroom, office, or additional lounge space. Two secondary bedrooms complete the lower level, creating a smart layout that works well for families, guests, or anyone wanting extra room to spread out. The location is a major highlight. With just one low HOA, residents enjoy access to Rancho Santa Margarita’s resort-style amenities, including four Olympic-sized swimming pools, parks, sport courts, and the highly loved Beach Club swim lagoon on RSM Lake. Even better, this home is just steps from an award-winning K-8 school, making the daily routine incredibly convenient. With its flexible floor plan, private deck, desirable community amenities, and prime Rancho Santa Margarita location, this home offers comfort, convenience, and a lifestyle that is hard to beat.

Highlights

Listed by Eric Babcock , 9496066343 and Nancy Babcock , 949-422-7582 Real Broker , 855-450-0442. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.07

HOA Fee

91 Monthly

Year Built

1996

County

Orange

Area

R2 - Rancho Santa Margarita Central

Neighborhood

California Tesoro (CATS)

School District

Capistrano Unified

Listing ID

OC26150826

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:Family Room
Other:Primary Suite,Walk-In Pantry,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Sewer:Public Sewer
Principal Interest
$5,050
Taxes
$637
HOA
$91

Home Price

$999,999

Loan Details

30 yrs
6.487%

Down Payment

20%
$200,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,049.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,049.70 $637.50 $91.00 $5,778.20
Yearly $60,596.42 $7,649.99 $1,092.00 $69,338.41
Total $1,817,892.54 $229,499.77 $32,760.00 $2,080,152.31

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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