18 Via Pelayo , Rancho Santa Margarita, CA 92688
$1,525,000
Est. Payment: $7,700.80/mo
4 Bed
3 Bath
2763 Sqft
Status: active | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 18 Via Pelayo, a beautifully upgraded 4 bedroom plus oversized bonus room home in the desirable Cantamar neighborhood of Rancho Santa Margarita. Set on a quiet street, this 2,763 sq. ft. residence combines thoughtful interior improvements, major system upgrades, and a newly completed resort-style backyard. The home features a remodeled kitchen, completely remodeled primary bathroom, newer PEX re-pipe, newer furnace, air conditioning and ducting, plus an owned 34-panel solar production system. Upstairs, a huge bonus room with built-ins offers exceptional flexibility for a media room, office, playroom, homework space, gym, or secondary living area. The backyard is a true standout. Completed in 2026, the new pool, spa, built-in BBQ/grill, fire feature, and hardscape create a private outdoor setting designed for entertaining, relaxing, and everyday enjoyment. The modern pool and spa design, artificial turf, lounge areas, and built-in outdoor kitchen give the yard a clean, low-maintenance, resort-style feel. The location adds to the appeal, with nearby hiking and biking trails, convenient access to parks, shopping, dining, schools, and toll road connections. As part of SAMLARC, residents enjoy access to Rancho Santa Margarita’s signature lifestyle amenities, including Lago Santa Margarita, the Beach Club & Lagoon, pools, parks, trails, sport courts, picnic areas, and community gathering spaces. SAMLARC lists amenities including pools, Beach Club & Lagoon, lake, parks, trails, tennis courts, pickleball courts, basketball courts, volleyball courts, clubhouses, amphitheaters, picnic shelters, and more. 18 Via Pelayo offers the space, upgrades, outdoor living, and community lifestyle buyers are looking for in one of Rancho Santa Margarita’s most established neighborhoods.

Highlights

Listed by Dave Gubler , 949-292-2763 and Ingrid Gubler , 949-292-2763 IML Real Estate , 949-292-2763. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

91 Monthly

Year Built

1999

County

Orange

Area

R2 - Rancho Santa Margarita Central

Neighborhood

Cantamar (CANT)

School District

Capistrano Unified

Listing ID

OC26138703

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Water Heater
Air Cond:Central Air
Fireplaces:Family Room
Floor:Wood
Other:Separate/Formal Dining Room,High Ceilings,Recessed Lighting,All Bedrooms Up,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Sprinkler System,No Land Lease
Garage Capacity:2
Roof:Tile
Others:Stucco
Sewer:Public Sewer
Parking Features:Direct Access,Driveway,Garage
Principal Interest
$7,701
Taxes
$972
HOA
$91

Home Price

$1,525,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$305,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,700.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,700.80 $972.19 $91.00 $8,763.99
Yearly $92,409.63 $11,666.25 $1,092.00 $105,167.88
Total $2,772,288.90 $349,987.50 $32,760.00 $3,155,036.40

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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