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205 Montana Del Lago , Rancho Santa Margarita, CA 92688
$5,500
Est. Payment: $30.00/mo
3 Bed
3 Bath
1603 Sqft
0.04 Acres
Status: Active | Days on site: 17
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H06829 - SBLAICAN,sgrayder
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Chris Heller
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House Description

Available Now! Welcome to your ultimate FURNISHED lakeside getaway in the vibrant Lake Rancho Santa Margarita community! Perfectly positioned just steps from the scenic lake walking path, this light-filled 3-bedroom residence blends effortless resort-style living with all the comforts of home. Soaring vaulted ceilings and an airy, open-concept floor plan welcome you into a spacious living area ideal for gathering after a day of adventure. The modern, updated kitchen features a central island, stainless steel appliances, and ample counter space, making meal prep for the family a breeze. Retreat to the expansive primary suite upstairs, complete with a dedicated sitting area, walk-in closet, and a spa-like bath with dual vanities. Step outside to your private patio space to unwind in the cool evening breeze, or take a short stroll to the community pool and hot tub for a refreshing dip. Guests enjoy full access to RSM's famous Beach Club and Lagoon, featuring a sandy beach, swimming area, sand volleyball courts, BBQs, and watercraft rentals. Just a short walk away, the Mercado Del Lago shopping center offers fantastic lakefront dining, boutique shopping, and everyday conveniences right at your fingertips. Outdoor enthusiasts will love the instant access to nearby hiking and biking trails winding through the surrounding mountain backdrop. Whether you are relaxing by the water, catching a seasonal community event, or exploring local attractions, this home offers the ideal destination for your next vacation. Rate varies based on term and season <2 months: $6,500/month, 2–5 months: $6,300/month, 6-11 months: $6,000/month, 12+ months: $5,500/month. Cleaning fee $550.
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Highlights

Listed by Candice Blair , 949-216-0055 and Derek Gray , 949.244.7114 Niguel Point Properties , 949-216-0055. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential Lease
Lot/Acreage
0.04

HOA Fee

Monthly

Year Built

1998

County

Orange

Area

R1 - Rancho Santa Margarita North

 Neighborhood

Cierra Del Lago (CDL)

 School District

Saddleback Valley Unified

Listing ID

OC26201948

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator, Water Heater
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Separate/Formal Dining Room, Furnished, High Ceilings, Recessed Lighting, Walk-In Closet(s), Breed Restrictions, Dogs OK, Number Limit, Size Limit, Pets Allowed
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Roof:Tile
Others:
  • ▪ Additional:Drywall, Stucco
Sewer:Public Sewer
Parking Features:Door-Multi,Direct Access,Garage
Principal Interest
$30
Taxes
$4
HOA
$0

Home Price

$5,500

Loan Details

30 yrs
7.245%

Down Payment

20%
$1,100
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$30.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $30.00 $3.51 $0.00 $33.51
Yearly $360.01 $42.07 $0.00 $402.09
Total $10,800.30 $1,262.25 $0.00 $12,062.55

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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