21 San Gabriel , Rancho Santa Margarita, CA 92688
$1,400,000
Est. Payment: $7,069.59/mo
4 Bed
3 Bath
2569 Sqft
Status: active | Days on site: 26
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 21 San Gabriel, a well-maintained 4 bedroom, 3 bathroom home plus bonus room ideally located in the desirable Melinda Heights community of Rancho Santa Margarita. Thoughtfully designed for everyday living and entertaining, this home offers a flexible floor plan, generous living spaces, and beautiful hillside views. Step inside to soaring ceilings, natural light, and elegant formal living and dining rooms that create a warm and inviting first impression. The spacious kitchen features a large peninsula with bar seating, abundant cabinetry, and a sunny breakfast nook, all opening seamlessly to the adjoining family room with a cozy fireplace, creating the perfect gathering space for family and friends. A highly desirable main-floor bedroom and adjacent full bathroom provide flexibility for guests, multi-generational living, or a private home office. Upstairs, the spacious primary suite is privately situated on one side of the home and serves as a peaceful retreat, featuring volume ceilings, an en-suite bathroom with dual sinks, a soaking tub, separate shower, and a generous walk-in closet. Across the hall, the expansive bonus room offers flexibility as a media room, home office, playroom, or second family room and could easily be enclosed to create a fifth bedroom if desired. This area also provides access to two additional guest bedrooms and a full bathroom, creating a separate bedroom wing that offers added privacy for family members or guests. Outside, enjoy excellent curb appeal, mature landscaping, and a rare three-car attached garage. The private backyard offers panoramic views of the hills, mature trees, neighborhood, and spectacular Southern California sunsets, making it the perfect place to relax or entertain. Additional improvements include PEX repiping for added peace of mind. Residents enjoy access to Rancho Santa Margarita's amenities, including Lago Santa Margarita, the Beach Club Lagoon, four Junior Olympic-sized swimming pools, parks, playgrounds, sports courts, and miles of scenic hiking and biking trails. Conveniently located near award-winning Melinda Heights Elementary School, shopping, dining, and easy access to the 241 Toll Road. Consistently recognized as one of California's safest cities, Rancho Santa Margarita offers an exceptional quality of life, a true sense of community, and an unbeatable Orange County lifestyle. 21 San Gabriel is the perfect place to call home!

Highlights

Listed by Pam Fecher , 949-702-4400 First Team Real Estate , 949-240-7979. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

243 Monthly

Year Built

1991

County

Orange

Area

R1 - Rancho Santa Margarita North

Neighborhood

Estrella Vista (ESV)

School District

Saddleback Valley Unified

Listing ID

OC26152648

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 3/4 Bathrooms:1
Appliances:Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Water Heater, Range Hood, Vented Exhaust Fan, Water To Refrigerator
Air Cond:Central Air,Electric
Fireplaces:Family Room,Gas
Floor:Carpet,Tile
Other:Breakfast Bar,Built-in Features,Breakfast Area,Cathedral Ceiling(s),Separate/Formal Dining Room,High Ceilings,Recessed Lighting,Tile Counters,Two Story Ceilings,Unfurnished,Bedroom on Main Level,Entrance Foyer,Loft,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Sprinklers In Rear,Sprinklers In Front,Lawn,Landscaped,Near Park,Paved,Secluded,Sprinkler System,Yard,No Land Lease
Garage Capacity:6
Roof:Spanish Tile
Others:Turnkey,Frame,Stucco
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Concrete,Door-Multi,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Paved
Principal Interest
$7,070
Taxes
$893
HOA
$243

Home Price

$1,400,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$280,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,069.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,069.59 $892.50 $243.00 $8,205.09
Yearly $84,835.07 $10,710.00 $2,916.00 $98,461.07
Total $2,545,052.11 $321,300.00 $87,480.00 $2,953,832.11

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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