21 San Gabriel , Rancho Santa Margarita, CA 92688
$1,400,000
Est. Payment: $7,069.59/mo
4 Bed
3 Bath
2569 Sqft
Status: active | Days on site: 27
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Welcome to 21 San Gabriel, a well-maintained 4 bedroom, 3 bathroom home plus bonus room ideally located in the desirable Melinda Heights community of Rancho Santa Margarita. Thoughtfully designed for everyday living and entertaining, this home offers a flexible floor plan, generous living spaces, and beautiful hillside views. Step inside to soaring ceilings, natural light, and elegant formal living and dining rooms that create a warm and inviting first impression. The spacious kitchen features a large peninsula with bar seating, abundant cabinetry, and a sunny breakfast nook, all opening seamlessly to the adjoining family room with a cozy fireplace, creating the perfect gathering space for family and friends. A highly desirable main-floor bedroom and adjacent full bathroom provide flexibility for guests, multi-generational living, or a private home office. Upstairs, the spacious primary suite is privately situated on one side of the home and serves as a peaceful retreat, featuring volume ceilings, an en-suite bathroom with dual sinks, a soaking tub, separate shower, and a generous walk-in closet. Across the hall, the expansive bonus room offers flexibility as a media room, home office, playroom, or second family room and could easily be enclosed to create a fifth bedroom if desired. This area also provides access to two additional guest bedrooms and a full bathroom, creating a separate bedroom wing that offers added privacy for family members or guests. Outside, enjoy excellent curb appeal, mature landscaping, and a rare three-car attached garage. The private backyard offer

Highlights

Listed by Pam Fecher , 949-702-4400 First Team Real Estate , 949-240-7979. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

152 Monthly

Year Built

1991

County

Orange

Neighborhood

Estrella Vista (ESV)

Listing ID

OC26152648

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Double Oven, Gas Oven, Gas Stove, Vented Exhaust Fan, Water Line to Refr
Air Cond:Central Forced Air,Electric
Fireplaces:FP in Family Room,Gas
Floor:Carpet,Tile
Other:Recessed Lighting,Tile Counters,Two Story Ceilings,Unfurnished
Other:Public

Exterior Features

Garage Capacity:6
Roof:Spanish Tile
Others:Turnkey
Sewer:Public Sewer,Sewer Paid
Parking Features:Direct Garage Access,Garage,Garage - Two Door,Garage Door Opener
Principal Interest
$7,070
Taxes
$893
HOA
$152

Home Price

$1,400,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$280,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,069.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,069.59 $892.50 $152.00 $8,114.09
Yearly $84,835.07 $10,710.00 $1,824.00 $97,369.07
Total $2,545,052.11 $321,300.00 $54,720.00 $2,921,072.11

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:38:39.000Z

© 2026 San Diego County Multiple Listing Service

MLS Logo - San Diego County Multiple Listing Service