21 Calle Del Mar , Rancho Santa Margarita, CA 92688
$1,099,000
Est. Payment: $6,031.72/mo
3 Bed
3 Bath
1500 Sqft
0.09 Acres
Status: Active | Days on site: 50
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House Description

Corner-lot privacy, vaulted ceilings, and walkable Rancho Santa Margarita convenience set this Lyon Promenade home apart. With no one directly behind, the setting feels open and private, while tall windows fill approximately 1,500 square feet of comfortable living space with natural light. The main level has an easy open flow, connecting the living room, dining area, and kitchen with distressed wood-look laminate flooring and upgraded ceiling fans adding style and function. A cozy fireplace gives the living room a natural focal point, while built-in media niches keep display and storage space integrated into the room. The kitchen is polished, practical, and open to the main living area, featuring granite countertops, stainless steel appliances, generous cabinetry, and a breakfast counter for casual meals, conversation, and entertaining. Upstairs, the three-bedroom layout includes a versatile loft suited for a home office, study area, reading space, playroom, or secondary lounge. The primary suite offers a walk-in closet and private bath with dual vanities, while the upstairs laundry area adds practical convenience near the bedrooms. Close to schools, parks, shopping, dining, and Rancho Santa Margarita’s sought-after community amenities, this home offers access to pools, tennis courts, and the popular Beach Club, along with low HOA dues. Private, bright, and well located in the Lyon Promenade community, it delivers the comfort, flexibility, and convenience that make RSM living so appealing.

Highlights

Listed by Derek Kadan , 949-888-8887 and Bob Kadan , 949-310-1200 Prime Property Associates , 949-310-1200. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

91 Monthly

Year Built

1997

County

Orange

Area

R2 - Rancho Santa Margarita Central

Neighborhood

Lyon Promenade (LYPM)

School District

Saddleback Valley Unified

Listing ID

OC26139370

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Range
Air Cond:Central Air
Fireplaces:Gas,Living Room
Floor:Carpet,Laminate
Other:
  • ▪ Additional:Cathedral Ceiling(s), Open Floorplan, All Bedrooms Up

Exterior Features

Lot:Back Yard,Corner Lot,Landscaped,Level,Yard,No Land Lease
Garage Capacity:4
Roof:Tile
Others:
  • ▪ Additional:2+ Total Units
Sewer:Public Sewer
Principal Interest
$6,032
Taxes
$701
HOA
$91

Home Price

$1,099,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,031.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,031.72 $700.61 $91.00 $6,823.34
Yearly $72,380.67 $8,407.35 $1,092.00 $81,880.02
Total $2,171,420.14 $252,220.50 $32,760.00 $2,456,400.64

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T21:11:42.000Z

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