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21 Calle Del Mar , Rancho Santa Margarita, CA 92688
$1,150,000
Est. Payment: $5,807.16/mo
3 Bed
2.5 Bath
1500 Sqft
Status: active | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Corner-lot privacy, vaulted ceilings, and walkable Rancho Santa Margarita convenience set this Lyon Promenade home apart. With no one directly behind, the setting feels open and private, while tall windows fill approximately 1,500 square feet of comfortable living space with natural light. The main level has an easy open flow, connecting the living room, dining area, and kitchen with distressed wood-look laminate flooring and upgraded ceiling fans adding style and function. A cozy fireplace gives the living room a natural focal point, while built-in media niches keep display and storage space integrated into the room. The kitchen is polished, practical, and open to the main living area, featuring granite countertops, stainless steel appliances, generous cabinetry, and a breakfast counter for casual meals, conversation, and entertaining. Upstairs, the three-bedroom layout includes a versatile loft suited for a home office, study area, reading space, playroom, or secondary lounge. The primary suite offers a walk-in closet and private bath with dual vanities, while the upstairs laundry area adds practical convenience near the bedrooms. Close to schools, parks, shopping, dining, and Rancho Santa Margaritas sought-after community amenities, this home offers access to pools, tennis courts, and the popular Beach Club, along with low HOA dues. Private, bright, and well located in the Lyon Promenade community, it delivers the comfort, flexibility, and convenience that make RSM living so appealing.
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Highlights

Listed by Derek Kadan , 949-888-8887 and Bob Kadan , 949-310-1200 Prime Property Associates , 949-310-1200. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

91 Monthly

Year Built

1997

County

Orange

 Neighborhood

Lyon Promenade (LYPM)

Listing ID

OC26139370

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Forced Air
Fireplaces:FP in Living Room,Gas
Floor:Carpet,Laminate

Exterior Features

Garage Capacity:4
Roof:Tile/Clay
Sewer:Public Sewer
Principal Interest
$5,807
Taxes
$733
HOA
$91

Home Price

$1,150,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,807.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,807.16 $733.13 $91.00 $6,631.29
Yearly $69,685.95 $8,797.50 $1,092.00 $79,575.45
Total $2,090,578.52 $263,925.00 $32,760.00 $2,387,263.52

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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