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4 Via Onza , Rancho Santa Margarita, CA 92688
$1,425,000
Est. Payment: $7,195.83/mo
4 Bed
3 Bath
2411 Sqft
Status: pending | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Opportunity awaits in this spacious 4-bedroom home ideally situated on a quiet cul-de-sac with scenic views and an abundance of natural light. Featuring a highly desirable floor plan with one full bedroom and one full bathroom on the main level, this home offers flexibility for guests, multigenerational living, or a home office. Step inside to soaring high ceilings that create an open and airy feel throughout the main living areas. The kitchen features granite countertops and overlooks the living spaces, providing a great foundation for your personal updates and design vision. This home is ready for its next chapter and offers incredible potential for buyers looking to renovate and build equity. With its prime location, functional layout, view lot, and sought-after downstairs bedroom and bath, this is a rare opportunity to customize a home to your own taste in a desirable neighborhood. Don't miss the chance to transform this diamond in the rough into something truly special.
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Highlights

Listed by Ryan Argue , 714-394-1462 Plan A Real Estate , 949-385-0394. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.11

HOA Fee

243 Monthly

Year Built

1994

County

Orange

Area

R1 - Rancho Santa Margarita North

 Neighborhood

Mira Vista (MIRV)

 School District

Saddleback Valley Unified

Listing ID

OC26146073

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 3/4 Bathrooms:1
Air Cond:Central Air
Fireplaces:Family Room
Other:Bedroom on Main Level,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:3
Sewer:Public Sewer
Principal Interest
$7,196
Taxes
$908
HOA
$243

Home Price

$1,425,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$285,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,195.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,195.83 $908.44 $243.00 $8,347.27
Yearly $86,349.98 $10,901.25 $2,916.00 $100,167.23
Total $2,590,499.47 $327,037.50 $87,480.00 $3,005,016.97

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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