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21 Arcilla , Rancho Santa Margarita, CA 92688
$1,399,900
Est. Payment: $7,636.03/mo
4 Bed
3 Bath
1996 Sqft
0.12 Acres
Status: ACTIVE | Days on site: 8
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CR-S052 - CR-OCFELTBRY,CR-SFELTSTA
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Chris Heller
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House Description

Welcome to 21󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 Arcilla, a beautifully updated home tucked away on a desirable cul-de-sac in the sought-after Melinda Heights community of Rancho Santa Margarita. Offering 4 bedrooms, 3 bathrooms and a versatile floor plan, this move-in-ready home combines fresh modern finishes with comfortable Southern California living. Step inside to soaring vaulted ceilings, abundant natural light and a bright, open feel enhanced by fresh white paint, new luxury vinyl flooring and baseboards throughout the main level, plantation shutters, recessed lighting and updated light fixtures. The flexible downstairs bedroom is ideal for guests, a home office or multigenerational living and is conveniently located next to a completely remodeled full bathroom featuring a new shower, vanity with quartz countertop, mirror and fixtures. At the heart of the home is the beautifully remodeled kitchen, featuring crisp white cabinetry, quartz countertops, stainless steel appliances, a new dishwasher and stove, generous prep and storage space, and a stylish beverage bar. The kitchen flows effortlessly into the surrounding living and dining areas, creating an inviting space for both everyday living and entertaining. Upstairs, the spacious primary suite is joined by two additional bedrooms, while thoughtful features throughout the home include plantation shutters, recessed lighting, a dining room ceiling fan, interior laundry and direct access to the three-car garage. Step outside to a private backyard designed for easy enjoyment, with low-maintenance synthetic grass, mature surroundings and a covered patio th
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Highlights

Listed by Bryan Feltman , 949-235-0630 and Stacy Feltman , 949-306-4879 CENTURY 21 Affiliated , 949-480-5200. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.12

HOA Fee

92 Monthly

Year Built

1995

County

Orange

Listing ID

OC26175162

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, 6 Burner Stove, Gas Oven, Water Line to Refr, Gas Range
Air Cond:Central Forced Air
Fireplaces:FP in Family Room
Floor:Linoleum/Vinyl
Other:
  • ▪ Additional:Recessed Lighting
Water:Public

Exterior Features

Garage Capacity:6
Roof:Spanish Tile
Others:
  • ▪ Additional:Turnkey
Sewer:Public Sewer
Parking Features:Direct Garage Access
Principal Interest
$7,636
Taxes
$892
HOA
$92

Home Price

$1,399,900

Loan Details

30 yrs
7.245%

Down Payment

20%
$279,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,636.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,636.03 $892.44 $92.00 $8,620.47
Yearly $91,632.37 $10,709.24 $1,104.00 $103,445.61
Total $2,748,971.13 $321,277.05 $33,120.00 $3,103,368.18

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

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Data last updated: 2026-10-05T01:55:19.000Z

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