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19 Hemlock , Rancho Santa Margarita, CA 92688
$459,000
Est. Payment: $2,317.82/mo
1 Bed
1 Bath
642 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

GROUND-LEVEL CONDO | PRIVATE COURTYARD | UPDATED INTERIOR | LAKE RSM AMENITIES | Welcome to 19 Hemlock, a beautifully maintained ground-level condo in the heart of Rancho Santa Margarita offering comfortable single-level living, thoughtful updates, and an unbeatable lifestyle. A private, enclosed courtyard surrounded by mature landscaping and newer white vinyl fencing creates a peaceful outdoor retreat and welcomes you home. Inside, composite wood flooring flows throughout the home, complemented by fresh interior paint, smooth ceilings with the popcorn texture removed, and abundant natural light. The inviting living room opens seamlessly to a dedicated dining area, creating an ideal layout for everyday living and entertaining. The updated kitchen features upgraded countertops, replaced cabinet doors, and a newer refrigerator installed in 2025. The spacious bedroom offers generous closet space, while the bathroom has been refreshed with a brand-new faucet installed in 2026. Additional improvements include a newer water heater installed in 2024. A detached one-car garage is just steps from the front door and includes built-in storage shelving for added convenience. The home is equipped with an electric range, oven, and laundry hookups, with natural gas serving the water heater. Residents enjoy resort-style community amenities, including the neighborhood pool and spa just 1/8 of a block away, along with full access to Rancho Santa Margarita's exceptional Lake & Beach Club only two blocks from the home. Enjoy the sandy beach lagoon, swimming, scenic lakefront walking trails, parks, tennis courts, community events, shopping, dining, and award-winning schools, all just moments away. This move-in-ready home offers the perfect combination of comfort, convenience, and the incredible Rancho Santa Margarita lifestyle.
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Highlights

Listed by Jacqueline May , 714-514-5221 and Kathy Leimkuhler , 7148558050 First Team Real Estate , 714-974-9191. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.71

HOA Fee

478 Monthly

Year Built

1987

County

Orange

Area

R2 - Rancho Santa Margarita Central

 Neighborhood

Mission Courts (R2) (MC)

 School District

Saddleback Valley Unified

Listing ID

PW26162031

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Freezer, Microwave, Refrigerator, Water To Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Wood
Other:Breakfast Area,Ceiling Fan(s),Granite Counters,Open Floorplan,Primary Suite
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Others:Drywall
Sewer:Public Sewer
Parking Features:Door-Single,Garage,Garage Door Opener
Principal Interest
$2,318
Taxes
$293
HOA
$478

Home Price

$459,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$91,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,317.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,317.82 $292.61 $478.00 $3,088.43
Yearly $27,813.78 $3,511.35 $5,736.00 $37,061.13
Total $834,413.51 $105,340.50 $172,080.00 $1,111,834.01

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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