147 Montana Del Lago , Rancho Santa Margarita, CA 92688
$4,000
Est. Payment: $21.95/mo
3 Bed
3 Bath
1141 Sqft
0.66 Acres
Status: Active | Days on site: 25
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H07042 - SJOHNTRA
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House Description

RARELY AVAILABLE LAKEFRONT LEASE WITH BREATHTAKING LAKE & MOUNTAIN VIEWS! Experience resort-style living from this exceptional 3-bedroom, 3-bath, 1,141 sq. ft. condo, ideally positioned to showcase stunning views from the living spaces, private patio, and dedicated home office. Wake up to serene lake views, unwind against a backdrop of the mountains, and enjoy your morning coffee or evening glass of wine on your private lake-view patio. The light-filled interior features a spacious living room with cozy fireplace, a well-appointed kitchen with granite countertops, and a dedicated office with beautiful lake views—perfect for working from home. An attached 1-car garage and partial furnishings add to the home's convenience and appeal. Beyond your front door, enjoy all that Rancho Santa Margarita has to offer. Residents have access to an incredible collection of resort-style amenities, including the Beach Club Lagoon with sandy beach, swimming and recreational areas, multiple pools and spas, tennis and pickleball courts, parks, playgrounds, walking trails and beautifully maintained greenbelts. Enjoy a morning stroll around the lake, an afternoon at the Beach Club, or simply relax at home and take in the spectacular scenery. Ideally located near shopping, dining, entertainment, parks and top-rated schools, this is a wonderful opportunity to lease a lakefront home in one of Orange County's most desirable communities. Lake views, mountain views, a private lake-view patio and office, fireplace, attached garage and extraordinary RSM amenities—truly Southern California living at its best!

Highlights

Listed by Tracey Kirk-Johnson , 949-842-3655 Prestige Coastal Real Estate, Inc. , 949-510-0797. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential Lease

Lot/Acreage
0.66

HOA Fee

Monthly

Year Built

1993

County

Orange

Area

R1 - Rancho Santa Margarita North

Neighborhood

Montana Del Lago (MDL)

School District

Saddleback Valley Unified

Listing ID

OC26192208

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:2
Appliances:Dishwasher, Gas Cooktop, Microwave, Refrigerator, Dryer, Washer
Air Cond:Central Air
Fireplaces:Electric,Living Room
Floor:Carpet,Laminate
Other:
  • ▪ Additional:Separate/Formal Dining Room, Eat-in Kitchen, Partially Furnished, Breed Restrictions, Dogs OK, Number Limit, Size Limit, Yes, Pets Allowed
Water:Public

Exterior Features

Lot:Close to Clubhouse,Greenbelt,Landscaped,Near Park,Near Public Transit,No Land Lease
Garage Capacity:2
Others:
  • ▪ Additional:2+ Total Units
Sewer:Public Sewer
Parking Features:Assigned,Direct Access,Door-Single,Garage,Garage Door Opener,Workshop in Garage
Principal Interest
$22
Taxes
$3
HOA
$0

Home Price

$4,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$21.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $21.95 $2.55 $0.00 $24.50
Yearly $263.44 $30.60 $0.00 $294.04
Total $7,903.26 $918.00 $0.00 $8,821.26

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T17:14:43.000Z

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