7 Rosa , Rancho Santa Margarita, CA 92688
$525,000
Est. Payment: $2,881.40/mo
2 Bed
2 Bath
737 Sqft
1.14 Acres
Status: Active | Days on site: 14
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OC18619 - OCWHITWIL
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House Description

There's a version of condo ownership that feels like a series of small compromises - the kitchen that almost works, the walls that carry every sound, the laundry setup that never quite keeps up. 7 Rosa was renovated specifically to solve for all of that. The kitchen is unrecognizable compared to others in the building - expanded in every dimension, with full-size appliances and storage that reflects how people actually cook and live. Walls throughout have been triple-soundproofed, the windows upgraded, and the result is a unit that stays remarkably still and private regardless of what's happening around it. A new HVAC system, recessed lighting, upgraded plumbing fixtures, and ultra-quiet exhaust fans complete a renovation that treated no detail as too small to get right. The location within the community adds to that sense of calm - upper level, perimeter-facing, with no neighbors above and a carport that sits at the foot of the walkway. RSM Lake, the trails, the town center, and everything that makes this community worth living in are all within easy reach, without any of the noise or congestion that comes with being at the center of it. SAMLARC membership brings access to the beach-club lagoon, pools, parks, sports courts, and a full calendar of community events. Some homes are updated. This one was genuinely improved.

Highlights

Listed by William White , 949-545-3651 eXp Realty of California, Inc. , 949-536-7615. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
1.14

HOA Fee

444 Monthly

Year Built

1986

County

Orange

Area

R1 - Rancho Santa Margarita North

Neighborhood

n/a

School District

Saddleback Valley Unified

Listing ID

OC26203359

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Family Room
Other:
  • ▪ Additional:All Bedrooms Up
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Oct 3
Sunday 1:00 pm - 3:00 pm Oct 4
Principal Interest
$2,881
Taxes
$335
HOA
$444

Home Price

$525,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,881.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,881.40 $334.69 $444.00 $3,660.08
Yearly $34,576.75 $4,016.25 $5,328.00 $43,921.00
Total $1,037,302.61 $120,487.50 $159,840.00 $1,317,630.11

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

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