21792 Hermosa Ln , Rancho Santa Margarita, CA 92679
$1,950,000
Est. Payment: $9,846.93/mo
5 Bed
4 Bath
3234 Sqft
Status: active | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this stunning 5-bedroom, 3.5-bath executive home offering 3,234 SqFt of beautifully appointed living space in a prestigious guard-gated community. A custom brick paver driveway leads to a private courtyard with dramatic double doors and leaded glass entry. Inside, soaring vaulted ceilings, travertine tile floors, and crown molding define the formal living room, flowing into the dining room with a striking tray ceiling. The remodeled kitchen features granite countertops, stainless steel appliances, a gas cooktop island, and white cabinetry with gold hardware. The adjacent family room with fireplace, eating area, and wet bar creates the perfect hub for daily living. A main-level bedroom with ensuite step-in shower, lighted vanity mirror, and walk-in closet offers ideal multigenerational or guest accommodations. The library is a versatile space featuring custom built in cabinetry could serve as an additional bedroom. A powder room with travertine tile and granite vanity adds a refined touch. Upstairs, a loft leads to the primary suite with hardwood floors, plantation shutters, private balcony, and a two-sided fireplace shared with the spa bath featuring a soaking tub, glass shower, and dual walk-in closets. Additional bedrooms offer spacious closets and an updated Jack and Jill bath. A 5th bedroom with built-in desk and cabinetry completes the upper level. Outside, enjoy a custom pool with rock waterfall spa, covered poolside lanai, built-in BBQ island, and professional landscaping. Solar panels, dual AC units, and a 3-car garage with epoxy flooring and Tesla EV charger round out this exceptional home. Rancho Cielo residents enjoy a community pool and spa, tennis and basketball courts, park, and scenic hillside trails. Located near lakeside dining, boutique shopping, award-winning schools, and the vibrant heart of Rancho Santa Margarita.

Highlights

Listed by Thalia Faklis , 949-459-8383 Coldwell Banker Realty , 949-837-5700. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

350 Monthly

Year Built

1990

County

Orange

Area

RCLO - Rancho Cielo

Neighborhood

Rancho Cielo

School District

Saddleback Valley Unified

Listing ID

OC26142047

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Built-In Range, Barbecue, Convection Oven, Dishwasher, Gas Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, Range Hood, Vented Exhaust Fan, Water To Refrigerator, Water Heater, Dryer, Washer
Air Cond:Central Air,Dual,Zoned
Fireplaces:Bath,Family Room,Primary Bedroom,Multi-Sided
Floor:Stone
Other:Wet Bar,Breakfast Bar,Built-in Features,Balcony,Tray Ceiling(s),Ceiling Fan(s),Crown Molding,Cathedral Ceiling(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,In-Law Floorplan,Stone Counters,Recessed Lighting,Storage,Two Story Ceilings,Unfurnished,Bar,Bedroom on Main Level,Entrance Foyer,Instant Hot Water
Other:Public

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Landscaped,Near Park,Sprinkler System,Yard,No Land Lease
Garage Capacity:3
Roof:Composition
Others:Barbecue,Lighting,Rain Gutters,Brick Driveway,Updated/Remodeled,Turnkey,Stucco,2+ Total Units
Sewer:Public Sewer
Parking Features:Door-Multi,Direct Access,Driveway Level,Driveway,Electric Vehicle Charging Station(s),Garage Faces Front,Garage,Garage Door Opener,Side By Side,Storage
Principal Interest
$9,847
Taxes
$1,243
HOA
$350

Home Price

$1,950,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$390,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,846.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,846.93 $1,243.13 $350.00 $11,440.05
Yearly $118,163.13 $14,917.50 $4,200.00 $137,280.63
Total $3,544,894.01 $447,525.00 $126,000.00 $4,118,419.01

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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