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21 Calle Vaqueta , Rancho Santa Margarita, CA 92688
$1,160,000
Est. Payment: $6,327.45/mo
4 Bed
2.5 Bath
1602 Sqft
0.1 Acres
Status: ACTIVE | Days on site: 56
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Chris Heller
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House Description

Stunning 4-bedroom, 3-bath󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 home in the desirable Ranchwood community of Rancho Santa Margarita turnkey and updated for effortless living and entertaining. Enter into the living room noticing the hardwood floors, windows all around and anchored by a custom-surround fireplace. An adjacent courtyard fills the room with light. Check out a chef-ready remodeled kitchen with soft-close custom cabinetry by Koville, quartz countertops, herringbone tile backsplash, a 6-burner ZLINE range, under-counter microwave,lazy susan corners and pull-out bins. Head over to the matching custom wine & coffee bar with glass-front uppers, extra wide drawers for storage, Hisense wine/ beverage fridge and plumbing for an espresso machine. Conveniently, there is one bedroom downstairs to serve as an office or guest room. A custom bannister leads upstairs where you will find durable LVP floors throughout. The primary suite is a serene retreat with a bright contemporary walk-in shower with rainfall ceiling shower, adjustable head, and handheld wand in matte black, double sinks, custom cabinetry, walk-in closet and french doors to a private balcony with sunrise and Saddleback mountain views. The featured upgrades include double-pane windows, recessed lighting, newer HVAC, Nest thermostat, whole-house fan and an upgraded garage with built-in storage, epoxy floors, EV ready new electrical panel 200 amps, desk and workbench. The low-maintenance backyard offers a built-in fire pit, half basketball court, large retractable, automatic awning for added outdoor comfort while dining all with serene mountain view
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Highlights

Listed by Joanna Armstrong , 949-232-2544 @Vantage Real Estate , 888-902-2221. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.1

HOA Fee

91 Monthly

Year Built

1987

County

Orange

 Neighborhood

Ranchwood (R2) (RW)

Listing ID

OC26170519

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Washer, 6 Burner Stove, Gas Range
Air Cond:Central Forced Air,Whole House Fan
Fireplaces:FP in Living Room,Gas Starter
Floor:Linoleum/Vinyl,Tile,Wood
Other:
  • ▪ Additional:Balcony, Pull Down Stairs to Attic, Recessed Lighting, Unfurnished
Water:Public

Exterior Features

Garage Capacity:4
Others:
  • ▪ Additional:Turnkey, Updated/Remodeled
Sewer:Public Sewer
Parking Features:Direct Garage Access,Garage,Garage - Single Door
Principal Interest
$6,327
Taxes
$740
HOA
$91

Home Price

$1,160,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$232,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,327.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,327.45 $739.50 $91.00 $7,157.95
Yearly $75,929.39 $8,874.00 $1,092.00 $85,895.39
Total $2,277,881.64 $266,220.00 $32,760.00 $2,576,861.64

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Data last updated: 2026-10-05T01:55:19.000Z

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