4 El Vaquero , Rancho Santa Margarita, CA 92688
$1,199,900
Est. Payment: $6,059.14/mo
3 Bed
3 Bath
1602 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. Enjoy access to all the amenities that Rancho Santa Margarita master community has to offer, including the beach club, RSM lake, pools, tennis courts, a water park, walking trails, and much more! In addition to being the #1 safest city in Orange County, Rancho Santa Margarita is now the #1 safest city and has the lowest level of crime in all of California. Don't miss out on this opportunity!

Highlights

Listed by Cameron Davis , 949-350-0808 Selling OC Real Estate , 949-350-0808. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

91 Monthly

Year Built

1986

County

Orange

Area

R2 - Rancho Santa Margarita Central

Neighborhood

Ranchwood (R2) (RW)

School District

Saddleback Valley Unified

Listing ID

OC26157139

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room,Outside
Floor:Carpet,Tile
Other:Separate/Formal Dining Room,Granite Counters,Unfurnished,All Bedrooms Up
Other:Public

Exterior Features

Lot:Corner Lot,No Land Lease
Garage Capacity:2
Others:Turnkey
Sewer:Public Sewer
Principal Interest
$6,059
Taxes
$765
HOA
$91

Home Price

$1,199,900

Loan Details

30 yrs
6.487%

Down Payment

20%
$239,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,059.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,059.14 $764.94 $91.00 $6,915.08
Yearly $72,709.71 $9,179.24 $1,092.00 $82,980.95
Total $2,181,291.44 $275,377.05 $32,760.00 $2,489,428.49

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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