4 El Vaquero , Rancho Santa Margarita, CA 92688
$1,149,900
Est. Payment: $6,311.08/mo
3 Bed
2.5 Bath
1602 Sqft
0.09 Acres
Status: ACTIVE | Days on site: 72
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CR-OC22363 - CR-SDAVICAM
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House Description

This home qualifies󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 for a FREE DOWN PAYMENT GRANT of up to 3.5% of the purchase price through True Prime Mortgage! Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Walking distance to three different schools, including elementary, middle, and high school. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. E

Highlights

Listed by Cameron Davis , 949-350-0808 Selling OC Real Estate , 949-350-0808. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

91 Monthly

Year Built

1986

County

Orange

Neighborhood

Ranchwood (R2) (RW)

Listing ID

OC26157139

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Gas Range
Air Cond:Central Forced Air
Fireplaces:FP in Living Room
Floor:Carpet,Tile
Other:
  • ▪ Additional:Granite Counters, Unfurnished
Water:Public

Exterior Features

Garage Capacity:2
Others:
  • ▪ Additional:Turnkey
Sewer:Public Sewer
Principal Interest
$6,311
Taxes
$733
HOA
$91

Home Price

$1,149,900

Loan Details

30 yrs
7.307%

Down Payment

20%
$229,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,311.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,311.08 $733.06 $91.00 $7,135.14
Yearly $75,732.97 $8,796.74 $1,092.00 $85,621.70
Total $2,271,989.09 $263,902.05 $32,760.00 $2,568,651.14

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-03T17:47:35.000Z

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