45 Via Vicini , Rancho Santa Margarita, CA 92688
$949,700
Est. Payment: $5,180.33/mo
3 Bed
3 Bath
1429 Sqft
0.02 Acres
Status: Active | Days on site: 11
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J00733 - DOHARSTE
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House Description

Welcome Home! This home is STUNNING. An exceptionally gorgeous & spacious end unit townhome, in the pristine Terracina community in the heart of town! Lots of extra street parking behind home - literally steps away. Beautiful 2 bedrooms plus a large loft (can be converted to 3rd bedroom) end unit townhome (sharing ONLY 1 wall with a neighbor) is rarely on the market! Tall entry door opens to a spacious living with soaring ceiling, gas fireplace, and glazed windows filling the room with natural light and airy feeling. Sliding glass door to the outdoor patio, a lovely patio to relax at the end of the day. There isn't a SQUATE INCH of SPACE WASTED Anywhere. The Kitchen? If a picture is worth a thousand words, there isn't enough space here to give it justice. We invite you to see the pictures. A chef's DREAM! Inside laundry room and an extra storage space under a staircase. Spacious Primary bedroom upstairs has a walk-in closet, ceiling fan, wall window shutters. Large open loft is perfect as a workplace, playroom exercise room, or can be converted to a 3rd bedroom… Two Car Garage, newer garage door with plenty of cabinets, newer LifeSource whole house water purification system, complete RePipe. The Terracina homes are ideally located within walking distance to beautiful RSM Lake, Central Park where the summer concerts and other community events take place, array of restaurant options ranging from high end to fast food, Cinepolis movie theatre, Shopping, Pickle Ball, library, Parks. The SAMLARC amenities includes the beach club lagoon at RSM lake which has a beach volleyball, water toy rentals, hiking trails, 4 Junior Olympic sized pools, 12 parks, and much more! LOW HOA, NO MELLO-ROOS, FHA AND VA APPROVED!! You don't want to miss the opportunity to own a home in this beautiful community. You'll Never Find a Better Location, LOCATION, L O C A T I O N!!!!!

Highlights

Listed by Stephen OHara , 949-496-7200 Common Ground Properties , 800-462-3511. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.02

HOA Fee

467 Monthly

Year Built

1998

County

Orange

Area

R1 - Rancho Santa Margarita North

Neighborhood

Terracina (TERC)

School District

Saddleback Valley Unified

Listing ID

OC26205654

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Microwave, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:
  • ▪ Additional:Breakfast Bar, Balcony, Cathedral Ceiling(s), High Ceilings, Two Story Ceilings, All Bedrooms Up, Loft, Primary Suite
Water:Public

Exterior Features

Lot:Corner Lot,No Land Lease
Garage Capacity:2
Roof:Spanish Tile
Others:
  • ▪ Additional:Updated/Remodeled, Turnkey, Stucco, 2+ Total Units
Sewer:Public Sewer
Principal Interest
$5,180
Taxes
$605
HOA
$467

Home Price

$949,700

Loan Details

30 yrs
7.245%

Down Payment

20%
$189,940
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,180.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,180.33 $605.43 $467.00 $6,252.76
Yearly $62,163.91 $7,265.21 $5,604.00 $75,033.12
Total $1,864,917.41 $217,956.15 $168,120.00 $2,250,993.56

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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