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20811 Shadow Rock , Rancho Santa Margarita, CA 92679
$1,550,000
Est. Payment: $8,506.98/mo
4 Bed
3 Bath
2267 Sqft
0.14 Acres
Status: ACTIVE | Days on site: 54
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CR-OC13532 - CR-STATEBEN,CR-DLAMOJER
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Chris Heller
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House Description

This well-maintained and󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 highly upgraded home sits in a peaceful residential neighborhood with scenic canyon, hillside, and mountain views! Expect a spacious, light-filled two-story floor plan that features 4 bedrooms, 3 baths, approximately 2,300 sq ft of living space, vaulted/cathedral ceilings, an open living/dining area, family room with fireplace, updated kitchen with breakfast bar or nook, primary suite with walk-in closet and spa-like bath, a main-level bedroom/bath option ideal for guests or multi-generational living, indoor laundry, and a 3-car garage. Outdoor living is a highlight of the community lifestyle: large, private yard for entertaining, plus access to excellent association amenities including a junior Olympic-sized pool, spa/wading pool, parks with barbecues, sports courts/fields, tot lot, basketball court, and nearby hiking/biking trails. Residents enjoy proximity to award-winning Saddleback Valley Unified schools, regional parks, golf courses, Rancho Santa Margarita Lake, shopping, and easy access to freeways while still feeling tucked away in a quiet, low-traffic setting with low HOA dues. Recent and/or notable upgrades include repipe, newer windows and sliders, whole house fan, newer HVAC, and so much more!
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Highlights

Listed by Ben Tate , 949-244-3748 and Jerry LaMott , 949-472-9191 Compass , 949-546-6260. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.14

HOA Fee

232 Monthly

Year Built

1991

County

Orange

 Neighborhood

Trabuco - Springs (THS)

Listing ID

OC26174359

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Gas Range
Air Cond:Central Forced Air
Fireplaces:FP in Family Room
Other:
  • ▪ Additional:Granite Counters, Recessed Lighting
Water:Public

Exterior Features

Garage Capacity:3
Others:
  • ▪ Additional:Updated/Remodeled
Sewer:Sewer Paid
Parking Features:Direct Garage Access

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Oct 3
Principal Interest
$8,507
Taxes
$988
HOA
$232

Home Price

$1,550,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$310,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,506.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,506.98 $988.13 $232.00 $9,727.10
Yearly $102,083.75 $11,857.50 $2,784.00 $116,725.25
Total $3,062,512.48 $355,725.00 $83,520.00 $3,501,757.48

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Rancho Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Data last updated: 2026-10-03T21:56:29.000Z

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