2651 Emerald Bay , Rialto, CA 92377
$684,500
Est. Payment: $3,444.30/mo
4 Bed
3 Bath
2253 Sqft
Status: pending | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this beautiful 4-bedroom, 3-bathroom home located in the highly desirable River Ranch community of North Rialto. Designed for both comfort and functionality, this home features a convenient downstairs bedroom and full bathroom, plus a versatile den/office that is perfect for working from home, a playroom, or additional living space. Stylish barn doors have been added at the hallway entry to the downstairs bedroom, providing enhanced privacy and a custom designer touch. This energy-efficient home also includes leased solar panels, helping provide potential savings on monthly utility costs while supporting a more sustainable lifestyle. Seller is willing to allow a qualified buyer to assume the existing Rocket Mortgage loan with an attractive 5.99% interest rate, offering a unique opportunity to potentially secure below-market financing. Buyers should verify eligibility and loan assumption requirements with the lender. Enjoy breathtaking mountain views and access to an impressive collection of resort-style community amenities. Residents can take advantage of the sparkling pool, clubhouse, and community center complete with a kitchen, game areas, and rentable event space for private gatherings and celebrations. Outdoor enthusiasts will love the tennis courts, pickleball courts, half basketball court, walking trails, playground, and dog park, providing endless opportunities for recreation and relaxation. Ideally situated near Renaissance Marketplace, you'll enjoy convenient access to shopping, dining, entertainment, and everyday necessities. With quick access to both

Highlights

Listed by Chris Camarena , 951-809-0320 HAUS OF REAL ESTATE , 909-279-0740. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

273 Monthly

Year Built

2023

County

San Bernardino

Listing ID

CV26126646

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Central Forced Air
Fireplaces:N/K
Other:Public

Exterior Features

Garage Capacity:2
Sewer:Public Sewer
Principal Interest
$3,444
Taxes
$436
HOA
$273

Home Price

$684,500

Loan Details

30 yrs
6.453%

Down Payment

20%
$136,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,444.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,444.30 $436.37 $273.00 $4,153.66
Yearly $41,331.55 $5,236.43 $3,276.00 $49,843.97
Total $1,239,946.48 $157,092.75 $98,280.00 $1,495,319.23

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Rialto, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Data last updated: 2026-08-08T10:06:14.000Z

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