727 40th St , Richmond, CA 94805
$625,000
Est. Payment: $3,430.23/mo
2 Bed
2 Bath
1040 Sqft
0.09 Acres
Status: Active | Days on site: 7
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House Description

The North and East neighborhood of Richmond is one of my favorite neighborhoods. The topography is not too hilly, allowing for easy walkability and bicycle riding, wonderful shops, cafes, taquerias, restaurants and markets abound, and public transport and regional parks are close by. These amenities are highlights of 727 40th, but there is also so much more. This special home, full of sun all day long, provides a perfect balance of openness, separation, original character and modern updates. Robust Craftsman-style columns welcome you onto the front porch, with views of the hills and the neighborhood. The living room, with its hardwood floors and handsome tiled fireplace, retains the original character of the home. The living room is open to the dining area, also offering hardwood floors. Both rooms are sunny and bright. The updated eat-in kitchen, with expansive quartz countertops and generous cabinet space, flows to a covered deck and the backyard. Two bedrooms, one an en suite, and an additional bath are nicely separated from the public rooms. A backyard studio, once a garage, approximately 402 sq ft, per a digital floor plan, with a full bath and kitchenette provides the perfect space for guests, an art or yoga studio, or home office. Buyer to verify use of this space. Additional amenities include fresh interior paint, dual pane windows, newer electrical sub-panel and wiring, an on demand water heater, sewer lateral compliance, a long driveway, a fenced backyard and a 5 year-old roof.

Highlights

Listed by Sheril Madden , 510-501-1317 Red Oak Realty , 510-527-5500. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

1922

County

Contra Costa

School District

West Contra Costa

Listing ID

41148282

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Water Heater, Dryer, Washer
Floor:Wood
Other:
  • ▪ Additional:Eat-in Kitchen

Exterior Features

Lot:Back Yard,Front Yard,Street Level,No Land Lease
Garage Capacity:2
Roof:Shingle
Others:
  • ▪ Additional:Stucco
Parking Features:Converted Garage,Off Street

Open House

Upcoming Open Houses
Saturday 2:00 pm - 4:00 pm Oct 3
Sunday 2:00 pm - 4:00 pm Oct 4
Principal Interest
$3,430
Taxes
$398

Home Price

$625,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,430.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,430.23 $398.44 $0.00 $3,828.67
Yearly $41,162.80 $4,781.25 $0.00 $45,944.05
Total $1,234,884.06 $143,437.50 $0.00 $1,378,321.56

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Richmond, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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