3550 Ridge Line , San Bernardino, CA 92407
$1,000,000
Est. Payment: $5,296.66/mo
4 Bed
3 Bath
2920 Sqft
Status: Active | Days on site: 1
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House Description

You may think you know San Bernardino. Then you arrive here. High above the valley, the city gives way to open hillsides, sweeping mountain views and a horizon that seems to go forever. Built in 2020 and positioned along the ridgeline on an approximately 16,000-square-foot lot, this four-bedroom, three-bath home takes full advantage of its remarkable setting. From morning light across the mountains to the city glowing below after dark, the view isn't something you occasionally notice—it's part of the experience of living here. Inside, the open-concept floor plan brings the living, dining and kitchen spaces together, creating an inviting setting for everyday living and entertaining. The kitchen is anchored by a large quartz-topped center island, stainless steel appliances and generous cabinetry. A large dedicated laundry room adds valuable storage and workspace. Upstairs, the primary suite becomes its own escape with a soaking tub, dual vanities, walk-in closet and private balcony overlooking the surrounding hills and valley—a perfect place for morning coffee or a quiet end to the day. And then there's the pool. Set apart from the home and tucked higher into the hillside is an outdoor retreat that feels almost like discovering a second property. Follow the path up the ridge and you're greeted by a custom cocktail pool, gas fire bowls and a covered lounge area surrounded by sweeping views. This isn't simply a pool in the backyard. It's a destination. Spend an afternoon in the water, gather around the fire as the sun goes down, or settle beneath the covered patio as the lights begin appearing across the valley below. With open hillside surrounding the retreat and no home immediately behind it, the setting delivers a sense of separation that's increasingly difficult to find in Southern California. And yet you're close to CSUSB, hiking and outdoor recreation, with convenient access to the 210 and 215 freeways. Come for the house. Stay for the view. And discover a side of San Bernardino you may never have known existed.

Highlights

Listed by Michael Bridges , 909-273-7575 EXP REALTY OF CALIFORNIA INC. , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.37

Year Built

2020

County

San Bernardino

Area

274 - San Bernardino

School District

San Bernardino City Unified

Listing ID

IG26192426

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Gas Range
Air Cond:Central Air
Fireplaces:Living Room
Other:
  • Additional:Balcony, Block Walls, Open Floorplan, Quartz Counters, Bedroom on Main Level, Primary Suite
Water:Public

Exterior Features

Lot:Sloped Up,No Land Lease
Garage Capacity:3
Sewer:Public Sewer
Parking Features:Driveway Up Slope From Street,Off Street
Principal Interest
$5,297
Taxes
$638

Home Price

$1,000,000

Loan Details

30 yrs
6.952%

Down Payment

20%
$200,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,296.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,296.66 $637.50 $0.00 $5,934.16
Yearly $63,559.87 $7,650.00 $0.00 $71,209.87
Total $1,906,796.04 $229,500.00 $0.00 $2,136,296.04

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (San Bernardino, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-09-23T23:07:30.000Z

© 2026 CRMLS/Multi-Regional MLS

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