640 W 31st St , San Bernardino, CA 92405
$619,000
Est. Payment: $3,278.63/mo
3 Bed
2 Bath
2002 Sqft
Status: Active | Days on site: 34
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House Description

Conveniently located near the 210 Freeway, this North San Bernardino home offers easy access for commuters while providing plenty of space both inside and out. A welcoming front porch greets you as you arrive. Step inside to find beautiful original hardwood floors that add warmth and character throughout the home. The living room is filled with natural light from strategically placed skylights, which continue into the hallway to bring the sunshine in. Recessed lighting in the living room, dining area, and kitchen provides additional illumination. The kitchen has been thoughtfully updated with Corian countertops, updated cabinetry, abundant storage, and built-in features. The home also includes dual-pane windows and a convenient individual laundry room with built-in cabinets for added functionality and storage. The living room features a decorative fireplace, creating a comfortable focal point for the space. A versatile sunroom is currently being used as a home office but could also serve as a formal dining room, sitting area, or additional flex space, depending on your needs. The primary bedroom is large with walk in closet and primary bath attached. The additional bedrooms will not disappoint as they are spacious enough for even large bedroom furniture. Situated on a large, cross-fenced lot, complete with fruit trees, the property offers ample parking and a detached garage that provides additional flexibility for storage, parking for one vehicle, or the potential to explore conversion to an ADU, subject to applicable approvals and requirements. With its large lot, detached garage, abundant parking, cross-fenced yard, original character, updated kitchen, and flexible living spaces, this home offers a wonderful combination of charm, functionality, and potential in a convenient North San Bernardino location.

Highlights

Listed by Karla Degonia , 909-570-6000 CENTURY 21 LOIS LAUER REALTY , 909-570-6000. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.36

Year Built

1945

County

San Bernardino

Area

274 - San Bernardino

School District

San Bernardino City Unified

Listing ID

IG26174731

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Decorative,See Remarks
Floor:Tile,Wood
Other:
  • Additional:Recessed Lighting, Solid Surface Counters, All Bedrooms Down, Bedroom on Main Level, Main Level Primary, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Front Yard,Level,Yard,No Land Lease
Garage Capacity:1
Roof:Composition
Sewer:Public Sewer,Septic Type Unknown
Parking Features:Door-Single,Driveway,Garage
Principal Interest
$3,279
Taxes
$395

Home Price

$619,000

Loan Details

30 yrs
6.952%

Down Payment

20%
$123,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,278.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,278.63 $394.61 $0.00 $3,673.24
Yearly $39,343.56 $4,735.35 $0.00 $44,078.91
Total $1,180,306.75 $142,060.50 $0.00 $1,322,367.25

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (San Bernardino, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-09-24T01:02:48.000Z

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