731 E 40th St , San Bernardino, CA 92404
$629,900
Est. Payment: $3,169.56/mo
4 Bed
2 Bath
1764 Sqft
Status: pending | Days on site: 23
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Welcome to 731 E. 40th Street, a beautifully reimagined residence nestled in one of North San Bernardino's most established neighborhoods near the Arrowhead Country Club area. Thoughtfully renovated from top to bottom, this move-in ready home blends modern upgrades with timeless comfort. Step inside to discover an open and inviting interior featuring updated flooring, recessed lighting, fresh paint, updated fixtures, remodeled bathrooms, and a stunning redesigned kitchen complete with new cabinetry, countertops, appliances, and finishes. The spacious primary suite has been thoughtfully expanded to create a true retreat, featuring a beautifully remodeled bathroom, custom tiled shower, and an enlarged walk-in closet. Throughout the home, attention to detail is evident, from the updated fireplaces with custom tile accents to the improved systems and quality craftsmanship found in every room. Beyond the cosmetic renovations, significant improvements have already been completed, including a recently installed roof, upgraded electrical panel, updated insulation, and other major system enhancements—providing buyers with both style and confidence in the home's condition. One of the property's most unique features is the fully finished garage. Complete with finished walls, matching flooring, recessed lighting, side access, backyard access, and its own split-unit heating and cooling system, this versatile space offers endless possibilities. Whether used as a game room, home office, gym, studio, guest retreat, or future ADU conversion opportunity (buyer to verify), it provides flexibility rarely found in homes of this caliber. Outside, the spacious lot offers room to entertain, relax, and enjoy Southern California living, with potential RV parking possibilities for added convenience. Ideally located just minutes from Cal State San Bernardino, shopping, and major commuter routes including the 10, 210 and 215 freeways. Adding to the neighborhood's appeal, residents enjoy a nearby walking trail and natural open-space area fed by seasonal mountain runoff, providing a peaceful setting for walking, exercise, and enjoying the beauty of the surrounding landscape. Outdoor enthusiasts will appreciate convenient access to the San Bernardino Mountains, Lake Arrowhead, Big Bear, hiking trails, and year-round recreational opportunities. This is more than a home, it's a property that offers flexibility, functionality, and a lifestyle designed for today's living.

Highlights

Listed by Martha Cervantes , 951-897-3897 BERKSHIRE HATH HM SVCS CA PROP , 909-980-3100. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1962

County

San Bernardino

Area

274 - San Bernardino

School District

San Bernardino City Unified

Listing ID

CV26130111

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:
  • 3/4 Bathrooms:2
Air Cond:Central Air
Fireplaces:Dining Room,Gas,Living Room
Floor:Laminate
Other:Ceiling Fan(s),Separate/Formal Dining Room,Open Floorplan,Quartz Counters,Recessed Lighting,All Bedrooms Down,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Sprinklers In Rear,Sprinklers In Front,Lawn,Level,Sprinkler System,Walkstreet,No Land Lease
Garage Capacity:0
Roof:Shingle
Others:Additions/Alterations,Updated/Remodeled,Turnkey,Stucco,Has ADU
Sewer:Public Sewer
Parking Features:Driveway,RV Potential
Principal Interest
$3,170
Taxes
$402

Home Price

$629,900

Loan Details

30 yrs
6.453%

Down Payment

20%
$125,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,169.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,169.56 $401.56 $0.00 $3,571.12
Yearly $38,034.69 $4,818.74 $0.00 $42,853.42
Total $1,141,040.60 $144,562.05 $0.00 $1,285,602.65

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (San Bernardino, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T12:37:49.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS